Net Investment in Lease
Mercado Libre Net Investment in Lease increased by 9.1% to $2.40B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 90.3%, from $1.26B to $2.40B. Over 5 years (FY 2020 to FY 2025), Net Investment in Lease shows an upward trend with a 48.7% CAGR.
Analysis
How to read this metric
An increase indicates growth in the bank's leasing business, while a decrease suggests a contraction in this lending segment.
Detailed definition
This represents the present value of future lease payments receivable from lessees, plus the unguaranteed residual value...
Peer comparison
Common among diversified regional banks with strong commercial and industrial lending divisions.
net_investment_in_leaseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $396.25M | $389.81M | $461.00M | $542.00M | $525.00M | $587.00M | $656.00M | $697.00M | $779.00M | $796.00M | $899.00M | $872.00M | $775.00M | $968.00M | $1.10B | $1.26B | $1.66B | $2.04B | $2.20B | $2.40B |
| QoQ Change | — | -1.6% | +18.3% | +17.6% | -3.1% | +11.8% | +11.8% | +6.3% | +11.8% | +2.2% | +12.9% | -3.0% | -11.1% | +24.9% | +13.4% | +14.9% | +31.9% | +22.7% | +7.8% | +9.1% |
| YoY Change | — | — | — | — | +32.5% | +50.6% | +42.3% | +28.6% | +48.4% | +35.6% | +37.0% | +25.1% | -0.5% | +21.6% | +22.1% | +44.7% | +114.7% | +111.0% | +100.5% | +90.3% |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Mexico | $335.00M | $421.00M | $500.00M | $550.00M | $766.00M | $988.00M | $1.10B | $1.19B |
| Brazil | $330.00M | $437.00M | $479.00M | $593.00M | $782.00M | $860.00M | $878.00M | $967.00M |
| Argentina | $43.00M | $38.00M | $40.00M | $40.00M | $37.00M | $92.00M | $109.00M | $126.00M |
| All Other Countries | $771.00M | $964.00M | — | — | — | — | — | — |
| Total | $775.00M | $968.00M | $1.10B | $1.26B | $1.66B | $2.04B | $2.20B | $2.40B |
All Other Countries was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Geographic Breakdown — Other countries
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Other countries | $63.00M | $68.00M | $76.00M | $76.00M | $76.00M | $99.00M | $107.00M | $121.00M |
| Total | $775.00M | $968.00M | $1.10B | $1.26B | $1.66B | $2.04B | $2.20B | $2.40B |
Net Investment in Lease at Other Companies
Frequently Asked Questions
- What is Mercado Libre's net investment in lease?
- Mercado Libre (MELI) reported net investment in lease of $2.40B in Q1 2026.
- How has Mercado Libre's net investment in lease changed year-over-year?
- Mercado Libre's net investment in lease increased by 90.3% year-over-year, from $1.26B to $2.40B.
- What is the long-term trend for Mercado Libre's net investment in lease?
- Over 5 years (2020 to 2025), Mercado Libre's net investment in lease has grown at a 48.7% compound annual growth rate (CAGR), from $303.21M to $2.20B.
- What does net investment in lease mean?
- The total amount owed to the bank by customers under lease agreements, adjusted for present value.