MetLife Life and Other — Weighted-average annual crediting rate remained flat by 0.0% to 4.1% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 10.8%, from 3.7% to 4.1%. Over 3 years (FY 2022 to FY 2025), Life and Other — Weighted-average annual crediting rate shows relatively stable performance with a 1.1% CAGR.
A higher rate may attract more customers but compress margins, while a lower rate may improve margins but risk customer attrition.
This metric represents the average interest rate applied to policyholder account balances within the segment over the re...
Comparable to 'Average Crediting Rate' or 'Portfolio Yield' at peer insurance companies.
met_segment_life_and_other_weighted_average_annual_crediting_rate| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 3.8% | 3.6% | 3.7% | 3.7% | 3.7% | 3.7% | 3.7% | 3.8% | 3.8% | 3.7% | 3.7% | 3.8% | 3.8% | 3.7% | 3.7% | 3.7% | 4.1% | 4.1% |
| QoQ Change | — | -5.3% | +2.8% | +0.0% | +0.0% | +0.0% | +0.0% | +2.7% | +0.0% | -2.6% | +0.0% | +2.7% | +0.0% | -2.6% | +0.0% | +0.0% | +10.8% | +0.0% |
| YoY Change | — | — | — | — | -2.6% | +2.8% | +0.0% | +2.7% | +2.7% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | -2.6% | +7.9% | +10.8% |