Products & Services · Adjusted balance

Variable Life — Adjusted balance

MetLife Variable Life — Adjusted balance decreased by 1.6% to 107200000000.0% in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 3.1%, from 110600000000.0% to 107200000000.0%. Over 3 years (FY 2022 to FY 2025), Variable Life — Adjusted balance shows a downward trend with a -11.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2021
Last reportedQ1 2026

How to read this metric

Provides the total net liability exposure; lower values relative to premiums earned generally indicate better capital efficiency.

Detailed definition

This represents the final adjusted balance of the variable life insurance liability after accounting for all period-spec...

Peer comparison

Standard 'Net Liability' balance reported by life insurance companies.

Metric ID: met_segment_variable_life_adjusted_balance

Historical Data

18 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value180,000,000,000%159,600,000,000%159,600,000,000%160,500,000,000%160,600,000,000%137,900,000,000%137,300,000,000%136,800,000,000%136,700,000,000%124,500,000,000%124,400,000,000%126,700,000,000%126,300,000,000%110,600,000,000%110,200,000,000%109,100,000,000%108,900,000,000%107,200,000,000%
QoQ Change-11.3%+0.0%+0.6%+0.1%-14.1%-0.4%-0.4%-0.1%-8.9%-0.1%+1.8%-0.3%-12.4%-0.4%-1.0%-0.2%-1.6%
YoY Change-10.8%-13.6%-14.0%-14.8%-14.9%-9.7%-9.4%-7.4%-7.6%-11.2%-11.4%-13.9%-13.8%-3.1%
Range107,200,000,000%180,000,000,000%
CAGR-11.5%
Avg YoY Growth-11.1%
Median YoY Growth-11.3%
Current Streak6 quarters decline

Frequently Asked Questions

What is MetLife's variable life — adjusted balance?
MetLife (MET) reported variable life — adjusted balance of 107200000000.0% in Q1 2026.
How has MetLife's variable life — adjusted balance changed year-over-year?
MetLife's variable life — adjusted balance decreased by 3.1% year-over-year, from 110600000000.0% to 107200000000.0%.
What is the long-term trend for MetLife's variable life — adjusted balance?
Over 3 years (2022 to 2025), MetLife's variable life — adjusted balance has grown at a -11.8% compound annual growth rate (CAGR), from 640300000000.0% to 438800000000.0%.
What does variable life — adjusted balance mean?
The final, reconciled balance of the variable life insurance liability for the period.