Products & Services · Weighted-average interest accretion rate

Variable Life — Weighted-average interest accretion rate

MetLife Variable Life — Weighted-average interest accretion rate decreased by 6.3% to 1.5% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 1.5% to 1.5%. Over 3 years (FY 2022 to FY 2025), Variable Life — Weighted-average interest accretion rate shows relatively stable performance with a 1.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ4 2021
Last reportedQ1 2026

How to read this metric

An increase indicates higher costs to maintain policyholder accounts, which may compress margins unless offset by higher investment yields.

Detailed definition

This rate reflects the average interest credited or accrued on the policyholder account values within the variable life...

Peer comparison

Similar to crediting rate or interest expense metrics found in universal life and variable life product disclosures across the insurance industry.

Metric ID: met_segment_variable_life_weighted_average_interest_accretion_rate

Historical Data

18 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value1.5%1.5%1.5%1.5%1.4%1.5%1.5%1.5%1.5%1.5%1.5%1.4%1.5%1.5%1.5%1.6%1.6%1.5%
QoQ Change+0.0%+0.0%+0.0%-6.7%+7.1%+0.0%+0.0%+0.0%+0.0%+0.0%-6.7%+7.1%+0.0%+0.0%+6.7%+0.0%-6.3%
YoY Change-6.7%+0.0%+0.0%+0.0%+7.1%+0.0%+0.0%-6.7%+0.0%+0.0%+0.0%+14.3%+6.7%+0.0%
Range1.4%1.6%
CAGR+0.0%
Avg YoY Growth+1.1%
Median YoY Growth+0.0%

Frequently Asked Questions

What is MetLife's variable life — weighted-average interest accretion rate?
MetLife (MET) reported variable life — weighted-average interest accretion rate of 1.5% in Q1 2026.
How has MetLife's variable life — weighted-average interest accretion rate changed year-over-year?
MetLife's variable life — weighted-average interest accretion rate decreased by 0.0% year-over-year, from 1.5% to 1.5%.
What is the long-term trend for MetLife's variable life — weighted-average interest accretion rate?
Over 3 years (2022 to 2025), MetLife's variable life — weighted-average interest accretion rate has grown at a 1.7% compound annual growth rate (CAGR), from 5.9% to 6.2%.
What does variable life — weighted-average interest accretion rate mean?
The average interest rate applied to the account balances of variable life insurance policyholders.