MetLife Variable Life — Weighted-average interest accretion rate decreased by 6.3% to 1.5% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 1.5% to 1.5%. Over 3 years (FY 2022 to FY 2025), Variable Life — Weighted-average interest accretion rate shows relatively stable performance with a 1.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase indicates higher costs to maintain policyholder accounts, which may compress margins unless offset by higher investment yields.
This rate reflects the average interest credited or accrued on the policyholder account values within the variable life...
Similar to crediting rate or interest expense metrics found in universal life and variable life product disclosures across the insurance industry.
met_segment_variable_life_weighted_average_interest_accretion_rate| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 1.5% | 1.5% | 1.5% | 1.5% | 1.4% | 1.5% | 1.5% | 1.5% | 1.5% | 1.5% | 1.5% | 1.4% | 1.5% | 1.5% | 1.5% | 1.6% | 1.6% | 1.5% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | -6.7% | +7.1% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | -6.7% | +7.1% | +0.0% | +0.0% | +6.7% | +0.0% | -6.3% |
| YoY Change | — | — | — | — | -6.7% | +0.0% | +0.0% | +0.0% | +7.1% | +0.0% | +0.0% | -6.7% | +0.0% | +0.0% | +0.0% | +14.3% | +6.7% | +0.0% |