MetLife Whole and Term Life & Endowments — Interest Expense (2) decreased by 1.3% to $75.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 4.2%, from $72.00M to $75.00M. Over 4 years (FY 2021 to FY 2025), Whole and Term Life & Endowments — Interest Expense (2) shows a downward trend with a -5.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase in interest expense is generally expected as the book of business grows and reserves accumulate. However, disproportionate increases relative to premium growth may indicate a higher cost of capital or unfavorable changes in the liability profile.
This metric represents the interest expense accrued on the liabilities associated with traditional life insurance and en...
Standard expense metric for life insurers; peers report this as part of their interest credited to policyholder account balances or reserve accretion costs.
met_segment_whole_and_term_life_endowments_interest_expense_2| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $92.75M | $92.75M | $92.75M | $87.00M | $80.00M | $77.00M | $76.00M | $80.00M | $78.00M | $77.00M | $76.00M | $76.00M | $73.00M | $75.00M | $74.00M | $72.00M | $77.00M | $76.00M | $76.00M | $75.00M |
| QoQ Change | — | +0.0% | +0.0% | -6.2% | -8.0% | -3.8% | -1.3% | +5.3% | -2.5% | -1.3% | -1.3% | +0.0% | -3.9% | +2.7% | -1.3% | -2.7% | +6.9% | -1.3% | +0.0% | -1.3% |
| YoY Change | — | — | — | — | -13.7% | -17.0% | -18.1% | -8.0% | -2.5% | +0.0% | +0.0% | -5.0% | -6.4% | -2.6% | -2.6% | -5.3% | +5.5% | +1.3% | +2.7% | +4.2% |