Income StatementBalance SheetCash FlowSegments
M&T Bank logo

M&T Bank Income Statement

Revenue, expenses, and profitability over time

M&T Bank generated $9.8B in trailing twelve-month revenue, up 0.1% year-over-year. Net income was $2.9B with a 29.83% net margin. Diluted EPS is $17.81, which grew 0.2% year-over-year. Based on the Q1 2026 filing.

Total Revenue (TTM)$9.8BNet Income (TTM)$2.9BEps Diluted (TTM)$17.81
Latest FilingQ1 2026
Report Date2026-05-05
Market Cap$30.2B
P/E Ratio10.31
ROE10.29%

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Common Stock Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
Common Stock Dividends Per Share—$1.4$1.4$1.5—$1.5
Other Comprehensive Income (Loss), Net of Tax—$254.0M$125.0M$62.0M—-$211.0M
Dividends per share declared—$1.4$1.4$1.5—$1.5
OCI - Available-for-sale securities, net of tax—$147.0M$67.0M$60.0M—-$149.0M
OCI - Cash flow hedge, net of tax—$108.0M$56.0M$5.0M—-$60.0M
OCI - Defined benefit plan, net of tax—$2.0M$1.0M$2.0M—$1.0M
Other comprehensive income (loss), net of tax—$108.0M$56.0M$5.0M—-$60.0M
Reclassifications Net of Tax$644.0M$547.0M$679.0M$754.0M$719.0M$620.0M
Other Comprehensive Income (Loss)—$2.0M$1.0M$2.0M—$1.0M
Net Change in Cash and Restricted Cash—$200.0M$19.0M-$178.0M—-$2.4B
Number of Operating Segments—————3.00
ROU Asset Obtained - Operating Lease—$14.0M$43.0M$18.0M—$70.0M
OCI Cash Flow Hedge Gain (Loss)—$108.0M$56.0M$5.0M—-$60.0M
OCI Net Unrealized Gain (Loss) on Securities—$147.0M$67.0M$60.0M—-$149.0M
OCI Attributable to Parent—$254.0M$125.0M$62.0M—-$211.0M
OCI Available for Sale Securities Adjustment—$147.0M$67.0M$60.0M—-$149.0M
OCI Defined Benefit Plan Net of Tax—$2.0M$1.0M$2.0M—$1.0M
Unrealized Gains (Losses) on Hedge Instruments—$108.0M$56.0M$5.0M—-$60.0M
Unrealized Gains on Available-for-Sale Securities—$147.0M$67.0M$60.0M—-$149.0M
Change in deposits—$4.3B-$957.0M-$1.0B—-$3.2B
Number of reportable segments—————3.00
Change in financial instruments used in operating activities—$157.0M$92.0M$67.0M—-$42.0M
Other investing activities, net—-$134.0M-$85.0M$21.0M—$180.0M
Payments for other loans and leases—-$703.0M$1.9B$823.0M—$1.6B
Payments to acquire available-for-sale debt securities—$2.6B$1.9B$3.1B—$5.9B
Repurchase of preferred stock—$0.0———$400.0M
Dividends per share declared—$1.4$1.4$1.5—$1.5
Common Stock Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
Income Taxes Paid, Net$0.0$70.0M$80.0M$164.0M$215.0M$34.0M
Interest Paid, Net$1.0B$933.0M$811.0M$978.0M$802.0M$862.0M
OCI - Available-for-Sale Securities, Net of Tax—$147.0M$67.0M$60.0M—-$149.0M
OCI - Cash Flow Hedges, Net of Tax—$108.0M$56.0M$5.0M—-$60.0M
Amortization of capitalized software and acquired intangible assets$13.0M$13.0M$9.0M$10.0M$10.0M$9.0M
Stock options excluded as their inclusion would be anti-dilutive (in shares)—$100.0K$175.0K$74.2K——
Common shares outstanding (including common stock issuable) and unvested stock-based compensation awards (in shares)—164.5M159.6M155.9M—149.5M
Dividends declared (in dollars per share)—$1.4$1.4$1.5—$1.5
Comprehensive Income (Loss), Net of Tax, Attributable to Parent—$838.0M$841.0M$854.0M—$453.0M
Debt Securities, Unrealized Gain (Loss)—-$1.2B$100.0M$221.0M—-$925.0M
Deferred taxes-$14.0M-$6.0M-$16.0M-$16.0M—$14.0M
Dividends, Common Stock, Cash—$222.0M$214.0M$234.0M—$223.0M
Dividends, Preferred Stock, Cash—$36.0M$35.0M$36.0M—$43.0M
Fair value election — residential mortgage loan servicing right—————$197.0M
Service charges on deposit accounts$131.0M$133.0M$137.0M$141.0M$140.0M$139.0M
Provision for credit losses—$130.0M$125.0M$125.0M$125.0M$140.0M
Gross charge-offs—$160.0M$156.0M$190.0M—$153.0M
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery)—$114.0M$108.0M$146.0M—$105.0M
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery—$46.0M$48.0M$44.0M—$48.0M
Amortized Cost—$517.0M$472.0M$356.0M—$558.0M
Prior—$44.0M$32.0M$20.0M—$36.0M
Term loan by year, year 4—$20.0M$22.0M$30.0M—$19.0M
Term loan by year, year 1—$1.0M$11.0M$13.0M—$0.0
Term loan by year, year 2—$17.0M$17.0M$36.0M—$18.0M
Term loan by year, year 3—$22.0M$21.0M$24.0M—$23.0M
Term loan by year, year 5—$12.0M$8.0M$8.0M—$15.0M
Percent of total loans—0.4%0.4%0.3%—0.4%
Gains Losses On Sales Of Assets$27.0M$5.0M$30.0M$44.0M$8.0M$9.0M
Interest Income Recognized—$18.0M$22.0M$27.0M—$12.0M
Income Attributable To Unvested Stock Based Compensation Awards Diluted—$1.0M$2.0M$2.0M—$1.0M
Income Attributable To Unvested Stock Based Compensation Awards Basic—$1.0M$2.0M$2.0M—$1.0M
Income Taxes Paid, Net$0.0$70.0M$80.0M$164.0M$215.0M$34.0M
Increase (Decrease) in Deposits-$3.5B$4.3B-$957.0M-$1.0B$3.5B-$3.2B
Reduction in estimated fair value of interest rate contracts in asset position-$190.0M-$686.0M$246.0M$61.0M—-$362.0M
Reduction in estimated fair value of interest rate contracts in liability position—-$15.0M-$17.0M-$1.0M$0.0-$15.0M
Estimated fair value gain (loss)—-$1.0M$25.0M-$12.0M—$12.0M
Increase Decrease In Fair Value Of Nonrecurring Fair Value Measured Loans For Charge Offs And Impairment Reserves—$35.0M———$38.0M
Increase (Decrease) in Financial Instruments Used in Operating Activities—$157.0M$92.0M$67.0M$42.0M-$42.0M
Increase (Decrease) in Loan, Held-for-Sale—-$159.0M$229.0M-$67.0M$369.0M-$220.0M
Increase (Decrease) in Other Operating Assets and Liabilities, Net-$116.0M$140.0M-$193.0M-$85.0M—$97.0M
Add - Incremental shares under stock-based compensation plans (in shares)—$838.0K$784.0K$995.0K—$884.0K
Data processing and equipment$125.0M$136.0M$138.0M$138.0M$146.0M$144.0M
Interest and Dividend Income, Operating$2.7B$2.6B$2.6B$2.7B$2.6B$2.5B
Interest and Fee Income, Loans and Leases$2.1B$2.0B$2.1B$2.1B$2.1B$2.0B
Interest Expense, Long-Term Debt$162.0M$157.0M$157.0M$179.0M$175.0M$150.0M
Time deposits$159.0M$124.0M$123.0M$119.0M$109.0M$97.0M
Savings and interest-checking deposits$626.0M$552.0M$579.0M$589.0M$551.0M$483.0M
Deposits at banks$285.0M$218.0M$219.0M$198.0M$181.0M$149.0M
Interest Income (Expense), after Provision for Loan Loss$1.6B$1.6B$1.6B$1.6B$1.7B$1.6B
Interest Income (Expense), Operating$1.7B$1.7B$1.7B$1.8B$1.8B$1.8B
Interest Paid, Excluding Capitalized Interest, Operating Activity$1.0B$933.0M$811.0M$978.0M$802.0M$862.0M
Investment securities—$336.0M$334.0M$377.0M$382.0M$393.0M
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation-$4.3B$1.7B$28.0M-$1.2B$1.3B$891.0M
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation-$6.9B-$349.0M-$2.6B$1.0M-$3.8B-$4.3B
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation$1.7B$635.0M$844.0M$1.0B$523.0M$1.0B
Net Change In Accrued Interest Receivable Payable—$63.0M-$50.0M$73.0M—$62.0M
Net Income Loss Available To Common Stockholders Basic Before Unvested Stock Based Compensation Awards Adjustment—$548.0M$681.0M$756.0M—$621.0M
Net Income (Loss) Available to Common Stockholders, Basic$644.0M$547.0M$679.0M$754.0M$719.0M$620.0M
Net income available to common equity—$548.0M$681.0M$756.0M—$621.0M
Net Income (Loss) Available to Common Stockholders, Diluted$644.0M$547.0M$679.0M$754.0M$719.0M$620.0M
Net change in loan servicing advances—-$279.0M-$433.0M-$199.0M—-$280.0M
Net change in short-term borrowings—$513.0M$498.0M-$12.0M—$5.7B
Noninterest Expense$1.4B$1.4B$1.3B$1.4B$1.4B$1.4B
Mortgage banking revenues$117.0M$118.0M$130.0M$147.0M$155.0M$127.0M
Trust income$175.0M$177.0M$182.0M$181.0M$184.0M$183.0M
Number of operating segments—————$3.0
Number of reportable segments—————$3.0
Unrealized gains (losses) on available-for-sale securities—$147.0M$67.0M$60.0M—-$149.0M
Unrealized gains (losses) on hedge instruments—$108.0M$56.0M$5.0M—-$60.0M
Foreign currency translation gains (losses)—$1.0M$3.0M-$1.0M—-$1.0M
Other comprehensive income/(loss)—$254.0M$125.0M$62.0M—-$211.0M
Other Comprehensive (Income) Loss, Defined Benefit Plan, after Reclassification Adjustment, after Tax—$2.0M$1.0M$2.0M—$1.0M
Payments For Proceeds From Loans And Leases$322.0M-$678.0M$1.9B$823.0M$1.7B$1.6B
Payment for (Proceeds from) Other Investing Activity$689.0M-$134.0M-$85.0M$21.0M—$180.0M
Payments for (Proceeds from) Productive Assets$85.0M$25.0M$26.0M$36.0M$56.0M$96.0M
Payments for Repurchase of Common Stock$198.0M$656.0M$1.1B$404.0M$502.0M$1.2B
Payments for Repurchase of Redeemable Preferred Stock$87.5M$0.0———$400.0M
Payments of Ordinary Dividends, Common Stock$224.0M$225.0M$213.0M$233.0M$228.0M$227.0M
Payments of Ordinary Dividends, Preferred Stock and Preference Stock$31.0M$41.0M$30.0M$41.0M$34.0M$48.0M
Payments to Acquire Debt Securities, Available-for-Sale$3.3B$2.6B$1.9B$3.1B$878.0M$5.9B
Payments To Acquire Equity And Other Securities Investments—$138.0M$163.0M$62.0M—$579.0M
Advances on loans receivable$0.0$68.0M$297.0M$318.0M$0.0$0.0
Proceeds From Interest Received$2.8B$2.6B$2.6B$2.7B$2.7B$2.6B
Debt issued (Note 13)$1.5B$743.0M$2.0B$747.0M$0.0$508.0M
Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities$314.0M$848.0M$313.0M$319.0M$286.0M$315.0M
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale$817.0M$820.0M$1.3B$1.6B$812.0M$1.2B
Financing — other$18.0M-$1.0M-$29.0M$5.0M—-$26.0M
Sale of investments$109.0M$0.0$0.0$0.0$48.0M$2.5B
Equity and other securities—$159.0M$145.0M$76.0M—$322.0M
Loans$150.3M$93.0M$687.0M$34.0M$94.0M$6.0M
Repayments of Long-Term Debt$331.0M$3.0B$215.0M$215.0M$2.0B$212.0M
Revenue From Contract With Customer Excluding Assessed Tax$392.0M$397.0M$417.0M$423.0M$420.0M$418.0M
Right Of Use Asset Obtained In Exchange For Operating Lease Liability$39.0M$14.0M$43.0M$18.0M$31.0M$70.0M
Servicing Asset At Fair Value Additions—————$8.0M
Changes in fair value included in Mortgage banking revenues (a)—————-$16.0M
Stock-based compensation transactions, net—$46.0M$22.0M$28.0M—$61.0M
Taxable-equivalent adjustment—$12.0M$9.0M$12.0M—$11.0M
Treasury stock, value, acquired—$662.0M$1.1B$409.0M—$1.3B
Unvested Stock Based Compensation Awards—311K338K327K—262K
Cash Dividends, Common Stock$224.0M$225.0M$213.0M$233.0M$228.0M$227.0M
Foreign Currency Translation Adjustment, Net of Tax—$1.0M$3.0M-$1.0M—-$1.0M
OCI Defined Benefit Plan, After Tax—$2.0M$1.0M$2.0M—$1.0M
Other Comprehensive Income (Loss)—$147.0M$67.0M$60.0M—-$149.0M
OCI Pension Adjustments—$2.0M$1.0M$2.0M—$1.0M
Common Stock Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
OCI Available for Sale Securities Adjustment, Net of Tax—$147.0M$67.0M$60.0M—-$149.0M
Other Comprehensive Income (Loss), Net of Tax, Attributable to Parent—$254.0M$125.0M$62.0M—-$211.0M
Common Stock Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
OCI Net of Tax, Parent—$254.0M$125.0M$62.0M—-$211.0M
OCI Pension Reclassification Adjustment, Pre-tax—$2.0M$1.0M$2.0M—$1.0M
OCI Unrealized Gain (Loss) on Securities, Pre-tax—$147.0M$67.0M$60.0M—-$149.0M
OCI Attributable to Parent—$254.0M$125.0M$62.0M—-$211.0M
OCI Defined Benefit Plan, Net of Tax—$2.0M$1.0M$2.0M—$1.0M
Stock Repurchased During Period, Value—$656.0M$1.1B$404.0M—$1.2B

Earnings Per Share

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Common Stock Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
Common Stock Dividends Per Share (Declared)—$1.4$1.4$1.5—$1.5
Common Stock Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
Basic earnings per share$3.88$3.33$4.26$4.85$4.66$4.16
Diluted earnings per share$3.87$3.32$4.24$4.82$4.62$4.13
Common Stock Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
Common Stock Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
Common Stock Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
Common stock dividends per share declared—$1.4$1.4$1.5—$1.5
Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
Dividends per share declared—$1.4$1.4$1.5—$1.5
Antidilutive Securities Excluded from EPS—145.5K175K74.2K——
Common Stock Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
Dividends per share declared—$1.4$1.4$1.5—$1.5
Dividends per share declared—$1.4$1.4$1.5—$1.5
Dividends per Share Declared—$1.4$1.4$1.5—$1.5
Dividends per share declared—$1.35$1.35$1.50—$1.50
Common Stock Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
Common Stock Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
Common stock dividends per share declared—$1.4$1.4$1.5—$1.5
Common Stock Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
Common Stock Dividends Per Share Declared—$1.4$1.4$1.5—$1.5
Common stock dividends per share declared—$1.4$1.4$1.5—$1.5
Weighted-average shares, basic—164.2M159.2M155.6M—149.2M
Weighted-average shares, diluted—165M160M156.6M—150.1M

Operating Expenses

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Amortization of Finite-Lived Intangible Assets$13.0M$13.0M$9.0M$10.0M$10.0M$9.0M
Information Technology and Data Processing$125.0M$136.0M$138.0M$138.0M$146.0M$144.0M
Amortization expense$13.0M$13.0M$9.0M$10.0M$10.0M$9.0M
Compensation and benefits$790.0M$887.0M$813.0M$833.0M$809.0M$914.0M
Depreciation and amortization$81.0M$83.0M$81.0M$79.0M$80.0M$79.0M
Amortization Expense$13.0M$13.0M$9.0M$10.0M$10.0M$9.0M
Amortization of Capitalized Software and Acquired Intangibles$13.0M$13.0M$9.0M$10.0M$10.0M$9.0M
Impairment charges—$3.0M$3.0M$10.0M—$3.0M
FDIC-related expense$24.0M$23.0M$22.0M$13.0M—$23.0M
Pension and postretirement benefit expense—$50.0M$40.0M$38.0M—$50.0M
Impairment of Goodwill and Purchased Intangible Assets$33.0M$3.0M$3.0M$10.0M$2.0M$3.0M
Occupancy and equipment$133.0M$132.0M$130.0M$129.0M$134.0M$133.0M
Other operating expenses$168.0M$118.0M$113.0M$136.0M$151.0M$101.0M
Goodwill and indefinite-lived intangible asset impairment$33.0M$3.0M$3.0M$10.0M$2.0M$3.0M
Professional fees$80.0M$84.0M$86.0M$81.0M$105.0M$93.0M
Provision for credit losses$177.0M$130.0M$105.0M$110.0M—$125.0M
Selling and marketing$30.0M$22.0M$25.0M$23.0M$32.0M$21.0M
Total operating expenses$1.4B$1.4B$1.3B$1.4B$1.4B$1.4B
Amortization of Mortgage Servicing Rights$35.0M$34.0M$34.0M$33.0M$32.0M$9.0M
FDIC Premium Expense$24.0M$23.0M$22.0M$13.0M—$23.0M

Revenue

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interest and fee income, loans and leases$2.1B$2.0B$2.1B$2.1B$2.1B$2.0B
Brokerage Commissions Revenue$30.0M$32.0M$31.0M$34.0M$34.0M$35.0M
Interest and Fee Income on Loans and Leases$2.1B$2.0B$2.1B$2.1B$2.1B$2.0B
Other operating income$176.0M$142.0M$191.0M$230.0M$163.0M$187.0M
Interest and Fee Income on Loans and Leases$2.1B$2.0B$2.1B$2.1B$2.1B$2.0B
Brokerage commissions revenue$30.0M$32.0M$31.0M$34.0M$34.0M$35.0M
Brokerage commissions and fees$30.0M$32.0M$31.0M$34.0M$34.0M$35.0M
Interest and fee income, loans and leases$2.1B$2.0B$2.1B$2.1B$2.1B$2.0B
Trading revenue$10.0M$9.0M$12.0M$18.0M$19.0M$14.0M
Brokerage Commissions Revenue$30.0M$32.0M$31.0M$34.0M$34.0M$35.0M
Interest and Fee Income, Loans and Leases$2.1B$2.0B$2.1B$2.1B$2.1B$2.0B
Trading revenue$10.0M$9.0M$12.0M$18.0M$19.0M$14.0M
Net interest income$1.7B$1.7B$1.7B$1.8B$1.8B$1.8B
Net interest income after provision for credit losses$1.6B$1.6B$1.6B$1.6B$1.7B$1.6B
Total interest income$2.7B$2.6B$2.6B$2.7B$2.6B$2.5B
Total noninterest income$657.0M$611.0M$683.0M$752.0M$696.0M$689.0M
Total revenue$2.4B$2.3B$2.4B$2.5B$2.5B$2.4B

Cost of Revenue

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interest Expense on Long-Term Debt$162.0M$157.0M$157.0M$179.0M$175.0M$150.0M
Interest Expense on Short-Term Borrowings$32.0M$32.0M$37.0M$32.0M$23.0M$54.0M
Total interest expense (banking)$162.0M$157.0M$157.0M$179.0M$175.0M$150.0M
Interest Expense on Short-Term Borrowings$32.0M$32.0M$37.0M$32.0M$23.0M$54.0M

Net Income

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Net income applicable to common shareholders$644.0M$547.0M$679.0M$754.0M$719.0M$620.0M
Common Dividends Declared (Per Share)—$1.4$1.4$1.5—$1.5
Net Income Allocated to Common (Diluted)$644.0M$547.0M$679.0M$754.0M$719.0M$620.0M
Common Stock Dividends$224.0M$225.0M$213.0M$233.0M$228.0M$227.0M
Cash Dividends, Common Stock—$222.0M$214.0M$234.0M—$223.0M
Net earnings to common$644.0M$547.0M$679.0M$754.0M$719.0M$620.0M
Net Income Available to Common Stockholders (Diluted)$644.0M$547.0M$679.0M$754.0M$719.0M$620.0M
Net Income Available to Common Shareholders$644.0M$547.0M$679.0M$754.0M$719.0M$620.0M
OCI Attributable to Parent—$254.0M$125.0M$62.0M—-$211.0M
Net income$681.0M$584.0M$716.0M$792.0M$759.0M$664.0M
Preferred stock dividends—$36.0M$35.0M$36.0M—$43.0M
Net income attributable to common stock$644.0M$547.0M$679.0M$754.0M$719.0M$620.0M
Common Stock Dividends$224.0M$225.0M$213.0M$233.0M$228.0M$227.0M

Tax

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Cash Paid for Income Taxes$0.0$70.0M$80.0M$164.0M$215.0M$34.0M
Income Taxes Paid, Net$0.0$70.0M$80.0M$164.0M$215.0M$34.0M
Income tax expense$201.0M$177.0M$219.0M$233.0M$212.0M$199.0M
Deferred Income Tax Expense (Benefit)—-$6.0M-$16.0M-$16.0M—$14.0M
Income Taxes Paid, Net$0.0$70.0M$80.0M$164.0M$215.0M$34.0M
Income and Other Taxes$0.0$70.0M$80.0M$164.0M$215.0M$34.0M

Other Income & Expense

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Cash Paid for Interest$1.0B$933.0M$811.0M$978.0M$802.0M$862.0M
Investment Impairment Losses$33.0M$3.0M$3.0M$10.0M$2.0M$3.0M
Transfer to Other Real Estate$3.0M$5.0M$6.0M$2.0M$2.0M$5.0M
Gain (loss) on debt and equity securities$18.0M$0.0$0.0$1.0M$1.0M$4.0M
Gain (loss) on disposal of assets—$5.0M———$9.0M
Retirement Related Income (Expense)—$50.0M$40.0M$38.0M—$50.0M
Interest expense$979.0M$865.0M$896.0M$919.0M$858.0M$784.0M
Net investment gains (losses)$18.0M$0.0$0.0$1.0M$1.0M$4.0M
Servicing asset fair value change from projected cash flows—————-$17.0M
Net Change in Cash Flow Hedges—$108.0M$56.0M$5.0M—-$60.0M
OCI Defined Benefit Plans—$2.0M$1.0M$2.0M—$1.0M
Change in Net Unrealized Gains (Losses) on AFS Securities—$147.0M$67.0M$60.0M—-$149.0M
Other income (expense), net—-$1.0M-$29.0M$5.0M—-$26.0M
Servicing Asset FV Change from Inputs and Assumptions—————-$17.0M

Income Before Tax

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Income before income taxes$882.0M$761.0M$935.0M$1.0B$971.0M$863.0M