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M&T Bank

MTBNYSEStock Fundamentals

M&T Bank Corp. is a prominent financial holding company that provides a comprehensive suite of retail and commercial banking, wealth management, and institutional trust services. The company operates primarily through its principal subsidiaries, M&T Bank and Wilmington Trust, serving a diverse client base across the Eastern United States and parts of Canada. Its value proposition centers on localized commercial lending expertise combined with sophisticated fiduciary and asset management capabilities.

Market Cap$30.2B
Revenue TTM$9.8B
Net Income TTM$2.9B
P/E Ratio10.31
Net Margin29.83%
EPS TTM$17.81
Free Cash Flow TTM$3.2B
Employees21.9K
CEORene F. Jones
CountryUnited States of America
Financial Services
Banks - Regional
SegmentsRegional Banks, Asset Management, Commercial Banking
Business ModelsInterest Income, Fee-based Services, Asset Management Fees
Most Recent EarningsApr 15, 2026 · 1 month agoQ1 2026
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Next EarningsJul 15, 2026 · in 2 monthsBefore Market Open · Q2 2026

Financials

Based on Q1 2026 filing

ROE10.29%
D/E95.9%
Total Debt$26.8B
Cash$16.3B
CapEx TTM$214.0M

Net Income

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Operating Cash Flow

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Free Cash Flow

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EPS (Diluted)

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Business Segments

Banking and Commercial Lending

primary

Provides traditional deposit and loan products to individuals and businesses, with a strong emphasis on small to medium-sized enterprises and commercial real estate.

Products

Commercial Mortgage Loans, Equipment Leasing, Multifamily Commercial Real Estate Lending, Consumer Deposits, ATM Services

Customers

Consumers, Small Businesses, Middle-market Companies, Governmental Entities

Wealth Management and Institutional Services

major

Delivers specialized fiduciary, trust, and investment services to high-net-worth individuals and institutional clients.

Products

Wealth Management, Trust Services, Institutional Client Services, Fiduciary Services, Institutional Brokerage

Customers

High-net-worth Individuals, Professional Clients, Financial Institutions, Institutional Investors

Segment Financials

Commercial Bank — Average total assets

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Commercial Bank — Salaries and employee benefits

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Commercial Bank — Other direct expenses

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Institutional Services and Wealth Management — Revenue

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Institutional Services and Wealth Management — Net Income

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Institutional Services and Wealth Management — Indirect expense

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Business Overview

Competitive Position

A leading regional bank in the Northeast and Mid-Atlantic regions with a significant presence in commercial real estate and trust services.

Geographies

United States, Canada

Customer Segments

Retail, SME, Enterprise, Public Sector

Upstream Dependencies

Federal Reserve System, Federal Home Loan Bank System, Depositors, Capital Markets

Downstream Customers

Homeowners, Real Estate Developers, Small Business Owners, Corporations, Municipalities

Competitors & Partners

Subsidiaries

M

M&T Bank

Primary banking subsidiary providing retail and commercial services

W

Wilmington Trust, N.A.

National bank subsidiary focused on institutional and wealth management

M

M&T Realty Capital

Multifamily commercial real estate lending and servicing

L

LEAF Commercial Capital Inc.

Equipment leasing and financing services

M

M&T Equipment Finance Corp.

Equipment financing subsidiary

W

Wilmington Trust Company

Provider of trust and fiduciary services

M

M&T Securities, Inc.

Institutional brokerage and securities services

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M&T Bank FAQ

Common questions about M&T Bank

M&T Bank Corp. is a prominent financial holding company that provides a comprehensive suite of retail and commercial banking, wealth management, and institutional trust services. The company operates primarily through its principal subsidiaries, M&T Bank and Wilmington Trust, serving a diverse client base across the Eastern United States and parts of Canada. Its value proposition centers on localized commercial lending expertise combined with sophisticated fiduciary and asset management capabilities.

M&T Bank (MTB) has a market capitalization of $30.2B and trades on NYSE.

M&T Bank generated $9.8B in trailing twelve-month revenue with net income of $2.9B, representing a net margin of 29.8%, with free cash flow of $3.2B. These figures are based on the Q1 2026 filing.

M&T Bank's key competitors include Citizens Financial Group, Inc., Truist Financial Corp, KeyCorp, and others. These companies compete in similar markets and product categories.

M&T Bank has approximately 21,927 employees.