Variable Annuity — Policyholder Funds With Guaranteed Minimum Crediting Rate
Principal Financial Group Variable Annuity — Policyholder Funds With Guaranteed Minimum Crediting Rate decreased by 4.1% to $207.10M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 15.1%, from $244.00M to $207.10M. Over 2 years (FY 2023 to FY 2025), Variable Annuity — Policyholder Funds With Guaranteed Minimum Crediting Rate shows a downward trend with a -16.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests higher potential liability exposure if market returns fall below the guaranteed floor.
Detailed definition
Represents the portion of variable annuity account balances subject to a contractually guaranteed minimum interest or cr...
Peer comparison
Commonly reported by life insurers as 'guaranteed minimum interest rate' or 'fixed account' liabilities.
pfg_segment_variable_annuity_policyholder_funds_with_guaranteed_minimum_crediting_rateHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $368.40M | $351.80M | $336.40M | $324.60M | $300.70M | $288.00M | $276.90M | $264.40M | $254.50M | $244.00M | $237.90M | $225.30M | $215.90M | $207.10M |
| QoQ Change | — | -4.5% | -4.4% | -3.5% | -7.4% | -4.2% | -3.9% | -4.5% | -3.7% | -4.1% | -2.5% | -5.3% | -4.2% | -4.1% |
| YoY Change | — | — | — | — | -18.4% | -18.1% | -17.7% | -18.5% | -15.4% | -15.3% | -14.1% | -14.8% | -15.2% | -15.1% |
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Frequently Asked Questions
- What is Principal Financial Group's variable annuity — policyholder funds with guaranteed minimum crediting rate?
- Principal Financial Group (PFG) reported variable annuity — policyholder funds with guaranteed minimum crediting rate of $207.10M in Q1 2026.
- How has Principal Financial Group's variable annuity — policyholder funds with guaranteed minimum crediting rate changed year-over-year?
- Principal Financial Group's variable annuity — policyholder funds with guaranteed minimum crediting rate decreased by 15.1% year-over-year, from $244.00M to $207.10M.
- What is the long-term trend for Principal Financial Group's variable annuity — policyholder funds with guaranteed minimum crediting rate?
- Over 2 years (2023 to 2025), Principal Financial Group's variable annuity — policyholder funds with guaranteed minimum crediting rate has grown at a -16.2% compound annual growth rate (CAGR), from $1.31B to $923.10M.
- What does variable annuity — policyholder funds with guaranteed minimum crediting rate mean?
- The amount of customer funds in variable annuities that have a guaranteed minimum interest rate.