Discontinued — last reported Q4 '25
Business Segments · Prior years
Commercial Lines — Prior years
Progressive Commercial Lines — Prior years decreased by 14.3% to -$40.00M in Q4 2025 compared to the prior quarter. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2014
Last reportedQ4 2025Mar 2, 2026
Rolls up toPrior years
How to read this metric
Negative values (favorable development) signal conservative and accurate historical reserving practices, which can boost current period earnings.
Detailed definition
This reflects the development of loss reserves established in previous reporting periods, representing the difference be...
Peer comparison
Commonly referred to as prior-year reserve development in insurance financial disclosures.
Metric ID:
pgr_segment_commercial_lines_segment_prior_yearsHistorical Data
13 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $44.00M | $18.00M | $0.00 | $99.00M | $5.00M | $144.00M | $80.00M | $53.00M | $88.00M | $70.00M | $70.00M | -$35.00M | -$40.00M |
| QoQ Change | — | -59.1% | -100.0% | — | -94.9% | >999% | -44.4% | -33.8% | +66.0% | -20.5% | +0.0% | -150.0% | -14.3% |
| YoY Change | — | — | — | — | — | +45.5% | — | — | >999% | -51.4% | -12.5% | — | — |
Range-$40.00M – $144.00M
CAGR-3.1%
Avg YoY Growth+410.4%
Median YoY Growth+16.5%
Current Streak2 quarters decline
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Frequently Asked Questions
- What is Progressive's commercial lines — prior years?
- Progressive (PGR) reported commercial lines — prior years of -$40.00M in Q4 2025.
- What does commercial lines — prior years mean?
- Adjustments made to the estimated costs of claims from previous years.