Noninterest-bearing deposits
PNC Financial Services Noninterest-bearing deposits decreased by 14.5% to -$2.35B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 762.1%, from -$272.00M to -$2.35B. Over 2 years (FY 2022 to FY 2024), Noninterest-bearing deposits shows an upward trend with a -46.5% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase provides a cheaper funding base, improving net interest margins, while a decrease forces the bank to rely on more expensive funding sources.
Detailed definition
Measures the net change in customer deposits that do not pay interest, typically held in transaction accounts. These dep...
Peer comparison
A key metric for retail and commercial banks to assess the strength and cost-efficiency of their deposit franchise.
financing_net_change_noninterest_bearing_deposits_domesticHistorical Data
| Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.06B | -$4.35B | -$4.37B | -$8.03B | -$13.91B | -$6.46B | -$7.52B | -$4.84B | -$4.37B | -$3.26B | -$3.50B | $0.00 | -$2.02B | -$272.00M | $885.00M | -$2.05B | -$2.35B |
| QoQ Change | — | -311.1% | -0.4% | -83.9% | -73.3% | +53.6% | -16.4% | +35.6% | +9.8% | +25.3% | -7.2% | +100.0% | — | +86.5% | +425.4% | -331.4% | -14.5% |
| YoY Change | — | — | — | -489.7% | — | -48.6% | -72.2% | +39.7% | +68.6% | +49.6% | +53.5% | +100.0% | +53.7% | +91.7% | +125.3% | — | -762.1% |
Noninterest-bearing deposits at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's noninterest-bearing deposits?
- PNC Financial Services (PNC) reported noninterest-bearing deposits of -$2.35B in Q1 2026.
- How has PNC Financial Services's noninterest-bearing deposits changed year-over-year?
- PNC Financial Services's noninterest-bearing deposits decreased by 762.1% year-over-year, from -$272.00M to -$2.35B.
- What is the long-term trend for PNC Financial Services's noninterest-bearing deposits?
- Over 2 years (2022 to 2024), PNC Financial Services's noninterest-bearing deposits has grown at a -46.5% compound annual growth rate (CAGR), from -$30.66B to -$8.78B.
- What does noninterest-bearing deposits mean?
- The net change in the balance of customer accounts that do not earn interest.