Other

Provision for (recapture of) credit losses

PNC Financial Services Provision for (recapture of) credit losses decreased by 67.4% to $14.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 130.4%, from -$46.00M to $14.00M. Over 3 years (FY 2021 to FY 2025), Provision for (recapture of) credit losses shows an upward trend with a 44.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementIncome Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ1 2020
Last reportedQ1 2026May 5, 2026

How to read this metric

An increase reflects higher risk associated with the bank's undrawn credit commitments.

Detailed definition

The provision expense related to potential credit losses on off-balance sheet exposures, such as unfunded loan commitmen...

Peer comparison

Standard disclosure for banks with large corporate and institutional lending operations.

Metric ID: other_off_balance_sheet_credit_loss_liability_credit_los_92bd16

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$92.00M$1.00M$16.00M-$23.00M$42.00M$1.00M$12.00M-$22.00M-$9.00M-$23.00M$9.00M$45.00M$7.00M$0.00-$46.00M$84.00M$16.00M$43.00M$14.00M
QoQ Change-98.9%>999%-243.8%+282.6%-97.6%>999%-283.3%+59.1%-155.6%+139.1%+400.0%-84.4%-100.0%+282.6%-81.0%+168.8%-67.4%
YoY Change-54.3%+0.0%-25.0%+4.3%-121.4%<-999%+140.9%+600.0%+130.4%-611.1%+86.7%+128.6%+130.4%
Range-$46.00M$92.00M
CAGR-34.2%
Avg YoY Growth-153.1%
Median YoY Growth+4.3%

Frequently Asked Questions

What is PNC Financial Services's provision for (recapture of) credit losses?
PNC Financial Services (PNC) reported provision for (recapture of) credit losses of $14.00M in Q1 2026.
How has PNC Financial Services's provision for (recapture of) credit losses changed year-over-year?
PNC Financial Services's provision for (recapture of) credit losses increased by 130.4% year-over-year, from -$46.00M to $14.00M.
What is the long-term trend for PNC Financial Services's provision for (recapture of) credit losses?
Over 3 years (2021 to 2025), PNC Financial Services's provision for (recapture of) credit losses has grown at a 44.7% compound annual growth rate (CAGR), from $32.00M to $97.00M.
What does provision for (recapture of) credit losses mean?
The cost recognized for potential losses on commitments to lend money that are not yet on the balance sheet.