Lending and deposit services — Total in-scope noninterest income
PNC Financial Services Lending and deposit services — Total in-scope noninterest income remained flat by 0.0% to $201.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 3.6%, from $194.00M to $201.00M. Over 3 years (FY 2021 to FY 2025), Lending and deposit services — Total in-scope noninterest income shows an upward trend with a 6.8% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase suggests successful cross-selling of fee-based services or higher transaction volumes, while a decrease may indicate pricing pressure or reduced customer engagement with fee-generating products.
Detailed definition
This metric represents the total noninterest income generated specifically from the lending and deposit services busines...
Peer comparison
Peers typically report this as 'Service Charges on Deposit Accounts' or 'Other Noninterest Income' within their retail and commercial banking segments.
pnc_segment_lending_and_deposit_services_total_in_scope_noninterest_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $160.00M | $160.00M | $160.00M | $170.75M | $170.75M | $170.75M | $170.75M | $177.00M | $196.00M | $180.00M | $185.00M | $192.00M | $194.00M | $185.00M | $192.00M | $201.00M | $201.00M |
| QoQ Change | — | +0.0% | +0.0% | +6.7% | +0.0% | +0.0% | +0.0% | +3.7% | +10.7% | -8.2% | +2.8% | +3.8% | +1.0% | -4.6% | +3.8% | +4.7% | +0.0% |
| YoY Change | — | — | — | — | +6.7% | +6.7% | +6.7% | +3.7% | +14.8% | — | +4.5% | -2.0% | — | +2.8% | +3.8% | +4.7% | +3.6% |
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Frequently Asked Questions
- What is PNC Financial Services's lending and deposit services — total in-scope noninterest income?
- PNC Financial Services (PNC) reported lending and deposit services — total in-scope noninterest income of $201.00M in Q4 2025.
- How has PNC Financial Services's lending and deposit services — total in-scope noninterest income changed year-over-year?
- PNC Financial Services's lending and deposit services — total in-scope noninterest income increased by 3.6% year-over-year, from $194.00M to $201.00M.
- What is the long-term trend for PNC Financial Services's lending and deposit services — total in-scope noninterest income?
- Over 3 years (2021 to 2025), PNC Financial Services's lending and deposit services — total in-scope noninterest income has grown at a 6.8% compound annual growth rate (CAGR), from $640.00M to $779.00M.
- What does lending and deposit services — total in-scope noninterest income mean?
- The total fee-based revenue earned from lending and deposit-related services, excluding interest income.