Discontinued — last reported Q4 '25
Individual Fixed — Cash surrender value
Prudential Financial Individual Fixed — Cash surrender value increased by 11.2% to $15.44B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 49.8%, from $10.31B to $15.44B. Over 3 years (FY 2022 to FY 2025), Individual Fixed — Cash surrender value shows an upward trend with a 59.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
High surrender values relative to account balances may indicate higher liquidity risk and potential for future cash outflows.
Detailed definition
This is the amount a policyholder is entitled to receive upon the voluntary termination of their insurance contract befo...
Peer comparison
Standard disclosure for life and annuity products, often compared against total account balances to assess surrender risk.
pru_segment_individual_fixed_cash_surrender_valueHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.16B | $3.09B | $3.08B | $3.25B | $3.58B | $4.05B | $4.54B | $5.04B | $5.83B | $7.17B | $8.19B | $9.53B | $10.31B | $11.32B | $12.53B | $13.88B | $15.44B |
| QoQ Change | — | -2.3% | -0.2% | +5.6% | +10.2% | +13.0% | +12.3% | +10.9% | +15.7% | +23.1% | +14.2% | +16.3% | +8.2% | +9.8% | +10.7% | +10.8% | +11.2% |
| YoY Change | — | — | — | — | +13.4% | +31.1% | +47.5% | +55.0% | +62.7% | +77.4% | +80.4% | +89.1% | +76.8% | +57.8% | +52.9% | +45.7% | +49.8% |
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Frequently Asked Questions
- What is Prudential Financial's individual fixed — cash surrender value?
- Prudential Financial (PRU) reported individual fixed — cash surrender value of $15.44B in Q4 2025.
- How has Prudential Financial's individual fixed — cash surrender value changed year-over-year?
- Prudential Financial's individual fixed — cash surrender value increased by 49.8% year-over-year, from $10.31B to $15.44B.
- What is the long-term trend for Prudential Financial's individual fixed — cash surrender value?
- Over 3 years (2022 to 2025), Prudential Financial's individual fixed — cash surrender value has grown at a 59.9% compound annual growth rate (CAGR), from $13.00B to $53.17B.
- What does individual fixed — cash surrender value mean?
- The amount of cash a policyholder can withdraw if they choose to cancel their policy early.