Discontinued — last reported Q4 '25

Products & Services · Total balance after reinsurance recoverable

Individual Life — Total balance after reinsurance recoverable

Prudential Financial Individual Life — Total balance after reinsurance recoverable increased by 2.8% to $7.39B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 8.1%, from $6.83B to $7.39B. Over 2 years (FY 2022 to FY 2024), Individual Life — Total balance after reinsurance recoverable shows relatively stable performance with a 0.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2021
Last reportedQ4 2025

How to read this metric

A lower net balance relative to total assets indicates effective risk management and lower capital requirements.

Detailed definition

The net liability position of the individual life segment after accounting for reinsurance agreements. This represents t...

Peer comparison

Comparable to 'Net Policy Liabilities' or 'Retained Insurance Reserves' at other insurers.

Metric ID: pru_segment_individual_life_total_balance_after_reinsurance_recoverable

Historical Data

16 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q4 '25
Value$7.09B$7.00B$7.68B$7.46B$7.61B$8.05B$8.18B$8.05B$8.46B$7.53B$7.53B$8.05B$6.83B$7.07B$7.19B$7.39B
QoQ Change-1.2%+9.6%-2.7%+1.9%+5.8%+1.6%-1.5%+5.0%-10.9%-0.1%+6.9%-15.1%+3.4%+1.7%+2.8%
YoY Change+7.4%+14.9%+6.5%+7.9%+11.1%-6.4%-7.9%-0.0%-19.2%-6.2%-4.6%+8.1%
Range$6.83B$8.46B
CAGR+1.1%
Avg YoY Growth+1.0%
Median YoY Growth+3.2%
Current Streak3 quarters growth

Frequently Asked Questions

What is Prudential Financial's individual life — total balance after reinsurance recoverable?
Prudential Financial (PRU) reported individual life — total balance after reinsurance recoverable of $7.39B in Q4 2025.
How has Prudential Financial's individual life — total balance after reinsurance recoverable changed year-over-year?
Prudential Financial's individual life — total balance after reinsurance recoverable increased by 8.1% year-over-year, from $6.83B to $7.39B.
What is the long-term trend for Prudential Financial's individual life — total balance after reinsurance recoverable?
Over 2 years (2022 to 2024), Prudential Financial's individual life — total balance after reinsurance recoverable has grown at a 0.3% compound annual growth rate (CAGR), from $29.75B to $29.95B.
What does individual life — total balance after reinsurance recoverable mean?
The net insurance liability remaining after accounting for reinsurance coverage.