Business Segments · Variable Expenses

International Businesses — Variable Expenses

Prudential Financial International Businesses — Variable Expenses decreased by 7.2% to $400.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 13.6%, from $463.00M to $400.00M. Over 2 years (FY 2023 to FY 2025), International Businesses — Variable Expenses shows relatively stable performance with a 1.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2023
Last reportedQ1 2026

How to read this metric

High variable expenses are expected during periods of rapid growth; however, they should be managed relative to the revenue they generate.

Detailed definition

Expenses that fluctuate directly in proportion to the volume of business activity, such as sales commissions, premium ta...

Peer comparison

Often categorized as 'Variable Acquisition Costs' or 'Direct Sales Expenses' in insurance reporting.

Metric ID: pru_segment_international_businesses_variable_expenses

Historical Data

13 periods
 Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$432.00M$432.00M$432.00M$432.00M$421.00M$399.00M$437.00M$404.00M$463.00M$446.00M$451.00M$431.00M$400.00M
QoQ Change+0.0%+0.0%+0.0%-2.5%-5.2%+9.5%-7.6%+14.6%-3.7%+1.1%-4.4%-7.2%
YoY Change-2.5%-7.6%+1.2%-6.5%+10.0%+11.8%+3.2%+6.7%-13.6%
Range$399.00M$463.00M
CAGR-2.5%
Avg YoY Growth+0.3%
Median YoY Growth+1.2%
Current Streak2 quarters decline

Frequently Asked Questions

What is Prudential Financial's international businesses — variable expenses?
Prudential Financial (PRU) reported international businesses — variable expenses of $400.00M in Q1 2026.
How has Prudential Financial's international businesses — variable expenses changed year-over-year?
Prudential Financial's international businesses — variable expenses decreased by 13.6% year-over-year, from $463.00M to $400.00M.
What is the long-term trend for Prudential Financial's international businesses — variable expenses?
Over 2 years (2023 to 2025), Prudential Financial's international businesses — variable expenses has grown at a 1.8% compound annual growth rate (CAGR), from $1.73B to $1.79B.
What does international businesses — variable expenses mean?
Costs that rise and fall based on the volume of business activity.