Life/Disability — Policyholder Account Balance, Policy Charge
Prudential Financial Life/Disability — Policyholder Account Balance, Policy Charge decreased by 3.9% to $73.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 18.0%, from $89.00M to $73.00M. Over 4 years (FY 2021 to FY 2025), Life/Disability — Policyholder Account Balance, Policy Charge shows relatively stable performance with a 0.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Higher charges relative to account balances suggest strong fee-based revenue generation, while declining charges may indicate competitive pricing pressure.
Detailed definition
This represents the fees and charges deducted from policyholder account balances for insurance coverage, administrative...
Peer comparison
Often referred to as 'Cost of Insurance' or 'Policy Fees' in financial disclosures.
pru_segment_life_disability_policyholder_account_balance_policy_chargeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $80.25M | $80.25M | $80.25M | $78.00M | $84.00M | $81.00M | $79.00M | $83.00M | $78.00M | $86.00M | $76.00M | $80.00M | $84.00M | $84.00M | $74.00M | $89.00M | $79.00M | $81.00M | $76.00M | $73.00M |
| QoQ Change | — | +0.0% | +0.0% | -2.8% | +7.7% | -3.6% | -2.5% | +5.1% | -6.0% | +10.3% | -11.6% | +5.3% | +5.0% | +0.0% | -11.9% | +20.3% | -11.2% | +2.5% | -6.2% | -3.9% |
| YoY Change | — | — | — | — | +4.7% | +0.9% | -1.6% | +6.4% | -7.1% | +6.2% | -3.8% | -3.6% | +7.7% | -2.3% | -2.6% | +11.3% | -6.0% | -3.6% | +2.7% | -18.0% |
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Frequently Asked Questions
- What is Prudential Financial's life/disability — policyholder account balance, policy charge?
- Prudential Financial (PRU) reported life/disability — policyholder account balance, policy charge of $73.00M in Q1 2026.
- How has Prudential Financial's life/disability — policyholder account balance, policy charge changed year-over-year?
- Prudential Financial's life/disability — policyholder account balance, policy charge decreased by 18.0% year-over-year, from $89.00M to $73.00M.
- What is the long-term trend for Prudential Financial's life/disability — policyholder account balance, policy charge?
- Over 4 years (2021 to 2025), Prudential Financial's life/disability — policyholder account balance, policy charge has grown at a 0.3% compound annual growth rate (CAGR), from $321.00M to $325.00M.
- What does life/disability — policyholder account balance, policy charge mean?
- The fees the company collects from policyholders by deducting them directly from their account balances.