Discontinued — last reported Q4 '24

Products & Services · Net amount at risk

Life Planner — Net amount at risk

Prudential Financial Life Planner — Net amount at risk decreased by 5.7% to $20.31B in Q4 2024 compared to the prior quarter. Year-over-year, this metric grew by 5.3%, from $19.28B to $20.31B. Over 2 years (FY 2022 to FY 2024), Life Planner — Net amount at risk shows an upward trend with a 12.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2021
Last reportedQ4 2024

How to read this metric

A higher amount at risk indicates greater potential volatility in earnings due to mortality fluctuations.

Detailed definition

The difference between the death benefit payable and the current policyholder account balance. It represents the insurer...

Peer comparison

Standard metric for life insurance companies to quantify mortality risk exposure.

Metric ID: pru_segment_life_planner_net_amount_at_risk

Historical Data

13 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24
Value$15.36B$15.35B$14.52B$14.59B$17.21B$18.06B$17.13B$17.40B$19.28B$18.64B$18.17B$21.53B$20.31B
QoQ Change-0.1%-5.4%+0.5%+18.0%+4.9%-5.1%+1.6%+10.8%-3.3%-2.5%+18.5%-5.7%
YoY Change+12.0%+17.6%+18.0%+19.3%+12.0%+3.2%+6.1%+23.7%+5.3%
Range$14.52B$21.53B
CAGR+9.7%
Avg YoY Growth+13.0%
Median YoY Growth+12.0%

Frequently Asked Questions

What is Prudential Financial's life planner — net amount at risk?
Prudential Financial (PRU) reported life planner — net amount at risk of $20.31B in Q4 2024.
How has Prudential Financial's life planner — net amount at risk changed year-over-year?
Prudential Financial's life planner — net amount at risk increased by 5.3% year-over-year, from $19.28B to $20.31B.
What is the long-term trend for Prudential Financial's life planner — net amount at risk?
Over 2 years (2022 to 2024), Prudential Financial's life planner — net amount at risk has grown at a 12.9% compound annual growth rate (CAGR), from $61.66B to $78.64B.
What does life planner — net amount at risk mean?
The insurer's net financial exposure if all insured individuals were to pass away simultaneously.