Chicago Atlantic Real Estate Finance Current Expected Credit Loss Reserve Carrying Values increased by 71.5% to $8.68M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 365.1%, from -$3.27M to $8.68M. Over 3 years (FY 2022 to FY 2025), Current Expected Credit Loss Reserve Carrying Values shows an upward trend with a 8.7% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Rising reserves signal deteriorating credit quality or a larger portfolio, while falling reserves signal improving credit conditions.
This represents the total allowance for credit losses applied to the carrying value of the loan portfolio. It is the agg...
Standard across the financial services industry for CECL reporting.
other_current_expected_credit_loss_reserve_carrying_values| Q4 '22 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$3.94M | -$5.11M | $4.97M | -$5.36M | -$5.08M | $4.09M | $4.35M | -$3.27M | $4.42M | $4.99M | $5.06M | $8.68M |
| QoQ Change | — | -29.7% | +197.3% | -207.7% | +5.1% | +180.5% | +6.3% | -175.3% | +235.0% | +12.9% | +1.4% | +71.5% |
| YoY Change | — | — | +226.2% | — | — | +180.0% | -12.6% | +38.9% | +187.0% | +22.0% | +16.5% | +365.1% |