Operating
Provision for Credit Losses
Chicago Atlantic Real Estate Finance Provision for Credit Losses increased by 3744.8% to $3.84M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 457.6%, from -$1.07M to $3.84M. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026May 7, 2026
How to read this metric
An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.
Detailed definition
This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...
Peer comparison
Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.
Metric ID:
provision_for_credit_losses_cfHistorical Data
15 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $48.30K | $1.05M | $306.88K | $2.48M | $96.12K | $1.14M | -$41.35K | $380.28K | -$275.47K | -$989.60K | -$1.07M | $1.15M | $557.22K | $99.82K | $3.84M |
| QoQ Change | — | >999% | -70.7% | +709.3% | -96.1% | >999% | -103.6% | >999% | -172.4% | -259.2% | -8.5% | +206.9% | -51.4% | -82.1% | >999% |
| YoY Change | — | — | — | — | +99.0% | +8.6% | -113.5% | +295.6% | -124.2% | <-999% | -382.2% | +516.5% | +156.3% | — | +457.6% |
Range-$1.07M – $3.84M
CAGR+249.1%
Avg YoY Growth-137.9%
Median YoY Growth+53.8%
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Chicago Atlantic Real Estate Finance's provision for credit losses?
- Chicago Atlantic Real Estate Finance (REFI) reported provision for credit losses of $3.84M in Q1 2026.
- How has Chicago Atlantic Real Estate Finance's provision for credit losses changed year-over-year?
- Chicago Atlantic Real Estate Finance's provision for credit losses increased by 457.6% year-over-year, from -$1.07M to $3.84M.
- What does provision for credit losses mean?
- The amount of money a lender sets aside to cover expected losses from unpaid debts.