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Regions Financial Income Statement

Revenue, expenses, and profitability over time

Regions Financial generated $7.6B in trailing twelve-month revenue, up 0.1% year-over-year. Net income was $2.2B with a 29.22% net margin. Diluted EPS is $2.40, which grew 0.2% year-over-year. Based on the Q1 2026 filing.

Total Revenue (TTM)$7.6BNet Income (TTM)$2.2BEps Diluted (TTM)$2.40
Latest FilingQ1 2026
Report Date2026-05-07
Market Cap$23.0B
P/E Ratio10.34
ROE11.93%

Revenue

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interest and fee income, loans and leases$1.4B$1.3B$1.4B$1.4B$1.4B$1.3B
Interest and Fee Income on Loans and Leases$1.4B$1.3B$1.4B$1.4B$1.4B$1.3B
Other Interest and Dividend Income$119.0M$109.0M$112.0M$108.0M$101.0M$83.0M
Interest and Fee Income on Loans and Leases$1.4B$1.3B$1.4B$1.4B$1.4B$1.3B
Interest and fee income, loans and leases$1.4B$1.3B$1.4B$1.4B$1.4B$1.3B
Interest and Fee Income, Loans and Leases$1.4B$1.3B$1.4B$1.4B$1.4B$1.3B
Net interest income$1.2B$1.2B$1.3B$1.3B$1.3B$1.2B
Net interest income after provision for credit losses$1.1B$1.1B$1.1B$1.2B$1.2B$1.2B
Total interest income$1.8B$1.7B$1.8B$1.8B$1.8B$1.7B
Total noninterest income$585.0M$590.0M$646.0M$659.0M$640.0M$625.0M

Cost of Revenue

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interest Expense on Long-Term Debt$89.0M$85.0M$77.0M$75.0M$62.0M$52.0M
Interest Expense on Short-Term Borrowings$16.0M$4.0M$1.0M$8.0M$4.0M$17.0M
Total interest expense (banking)$89.0M$85.0M$77.0M$75.0M$62.0M$52.0M
Interest Expense on Short-Term Borrowings$16.0M$4.0M$1.0M$8.0M$4.0M$17.0M

Net Income

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Net income applicable to common shareholders$508.0M$465.0M$534.0M$548.0M$514.0M$539.0M
Net earnings to common$508.0M$465.0M$534.0M$548.0M$514.0M$539.0M
Net Income Available to Common Shareholders$508.0M$465.0M$534.0M$548.0M$514.0M$539.0M
Net income$534.0M$490.0M$563.0M$569.0M$534.0M$559.0M
Net income attributable to common stock$508.0M$465.0M$534.0M$548.0M$514.0M$539.0M

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Reclassifications Net of Tax$508.0M$465.0M$534.0M$548.0M$514.0M$539.0M
Equipment$104.0M$99.0M$104.0M$106.0M$112.0M$108.0M
Interest and Dividend Income, Operating$1.8B$1.7B$1.8B$1.8B$1.8B$1.7B
Interest and Fee Income, Loans and Leases$1.4B$1.3B$1.4B$1.4B$1.4B$1.3B
Interest Expense, Deposits$467.0M$442.0M$447.0M$456.0M$421.0M$385.0M
Interest Expense, Long-Term Debt$89.0M$85.0M$77.0M$75.0M$62.0M$52.0M
Interest Income (Expense), after Provision for Loan Loss$1.1B$1.1B$1.1B$1.2B$1.2B$1.2B
Interest Income (Expense), Operating$1.2B$1.2B$1.3B$1.3B$1.3B$1.2B
Loans held for sale$11.0M$8.0M$9.0M$9.0M$9.0M$8.0M
Noninterest Expense$1.0B$1.0B$1.1B$1.1B$1.1B$1.1B

Operating Expenses

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Compensation and benefits$617.0M$625.0M$658.0M$671.0M$662.0M$659.0M
Occupancy and equipment$67.0M$70.0M$72.0M$72.0M$74.0M$72.0M
Other operating expenses$250.0M$245.0M$239.0M$254.0M$250.0M$229.0M
Provision for credit losses$120.0M$124.0M$126.0M$105.0M$115.0M$91.0M
Total operating expenses$1.0B$1.0B$1.1B$1.1B$1.1B$1.1B

Earnings Per Share

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Basic earnings per share$0.56$0.51$0.59$0.62$0.59$0.63
Diluted earnings per share$0.55$0.51$0.59$0.61$0.58$0.62
Weighted-average shares, basic—906M898M890M—863M
Weighted-average shares, diluted—910M900M894M—868M

Tax

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Income tax expense$123.0M$131.0M$143.0M$139.0M$174.0M$155.0M

Other Income & Expense

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interest expense$572.0M$531.0M$525.0M$539.0M$487.0M$454.0M