Revenue

Net Interest Income

Regions Financial Net Interest Income decreased by 2.6% to $1.25B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 4.5%, from $1.19B to $1.25B. Over 4 years (FY 2021 to FY 2025), Net Interest Income shows an upward trend with a 6.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementIncome Statement
SectionRevenue
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026

How to read this metric

An increase indicates improved net interest margins or asset growth, while a decrease suggests margin compression or declining loan demand.

Detailed definition

This is the difference between the interest earned on assets and the interest paid on liabilities, representing the core...

Peer comparison

The primary profitability metric for all commercial and retail banks.

Metric ID: net_interest_income

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$963.00M$965.00M$1.02B$1.02B$1.11B$1.26B$1.40B$1.42B$1.38B$1.29B$1.23B$1.18B$1.19B$1.22B$1.23B$1.19B$1.26B$1.26B$1.28B$1.25B
QoQ Change+0.2%+5.6%-0.4%+9.2%+13.9%+11.0%+1.1%-2.5%-6.5%-4.6%-3.8%+0.2%+2.7%+1.0%-2.9%+5.4%-0.2%+1.9%-2.6%
YoY Change+15.1%+30.8%+37.5%+39.6%+24.6%+2.3%-12.1%-16.4%-14.1%-5.7%-0.1%+0.8%+6.2%+3.2%+4.1%+4.5%
Range$963.00M$1.42B
CAGR+5.6%
Avg YoY Growth+7.5%
Median YoY Growth+3.7%

Frequently Asked Questions

What is Regions Financial's net interest income?
Regions Financial (RF) reported net interest income of $1.25B in Q1 2026.
How has Regions Financial's net interest income changed year-over-year?
Regions Financial's net interest income increased by 4.5% year-over-year, from $1.19B to $1.25B.
What is the long-term trend for Regions Financial's net interest income?
Over 4 years (2021 to 2025), Regions Financial's net interest income has grown at a 6.3% compound annual growth rate (CAGR), from $3.91B to $4.99B.
What does net interest income mean?
The profit a bank makes from its interest-earning assets after paying interest on its deposits and debt.