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Current Liabilities

Time deposits

Raymond James Financial Time deposits decreased by 0.8% to 3.9% in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 12.4%, from 4.5% to 3.9%. Over 5 years (FY 2020 to FY 2025), Time deposits shows an upward trend with a 16.8% CAGR.

Analysis

StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2015
Last reportedQ2 2026May 6, 2026
Parent metricDeposits

How to read this metric

An increase in time deposits relative to total deposits may indicate a shift toward more expensive, longer-term funding.

Detailed definition

Customer deposits held in accounts with a fixed maturity date, such as certificates of deposit (CDs). These are typicall...

Peer comparison

Standard category for banks reporting deposit composition.

Metric ID: bank_time_deposits

Historical Data

20 periods
 Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Value1.9%1.9%1.9%1.8%1.4%1.9%3.1%4.2%4.2%4.4%4.6%4.7%4.7%4.7%4.6%4.5%4.3%4.2%3.9%3.9%
QoQ Change-2.1%+1.1%-3.2%-23.0%+31.2%+67.0%+34.3%+1.9%+4.3%+5.0%+1.1%+0.4%+0.0%-2.3%-3.1%-3.1%-2.3%-6.7%-0.8%
YoY Change-26.2%-1.1%+63.5%+126.8%+200.0%+138.4%+49.8%+12.8%+11.1%+6.6%-0.9%-4.9%-8.3%-10.4%-14.4%-12.4%
% of Deposits0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Share Change-0.0pp-0.0pp-0.0pp-0.0pp+0.0pp+0.0pp+0.0pp+0.0pp+0.0pp+0.0pp+0.0pp+0.0pp-0.0pp-0.0pp-0.0pp-0.0pp-0.0pp-0.0pp-0.0pp
Range1.4%4.7%
CAGR+16.2%
Avg YoY Growth+33.2%
Median YoY Growth+2.9%
Current Streak6 quarters decline

Frequently Asked Questions

What is Raymond James Financial's time deposits?
Raymond James Financial (RJF) reported time deposits of 3.9% in Q1 2026.
How has Raymond James Financial's time deposits changed year-over-year?
Raymond James Financial's time deposits decreased by 12.4% year-over-year, from 4.5% to 3.9%.
What is the long-term trend for Raymond James Financial's time deposits?
Over 5 years (2020 to 2025), Raymond James Financial's time deposits has grown at a 16.8% compound annual growth rate (CAGR), from 1.9% to 4.2%.
What does time deposits mean?
Total customer deposits held in fixed-term accounts like CDs.