Other
Unfunded lending commitments
Raymond James Financial Unfunded lending commitments decreased by 19.3% to $523M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 11.1%, from $588M to $523M. Over 5 years (FY 2020 to FY 2025), Unfunded lending commitments shows an upward trend with a 6.1% CAGR.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2015
Last reportedQ2 2026May 6, 2026
How to read this metric
An increase indicates a larger pipeline of potential future assets, while a decrease may signal a slowdown in loan utilization or credit demand.
Detailed definition
This represents the aggregate amount of loan commitments that have been approved but not yet drawn down by borrowers. It...
Peer comparison
Reported by most banks and financial institutions as part of their off-balance sheet credit risk notes.
Metric ID:
other_commitment_to_extend_credit_amount_unfunded_loan_c_4143d8Historical Data
20 periods
| Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $502M | $548M | $513M | $605M | $1.34B | $1.26B | $1.23B | $1.15B | $1.09B | $936M | $869M | $749M | $672M | $640M | $615M | $588M | $595M | $716M | $648M | $523M |
| QoQ Change | — | +9.2% | -6.4% | +17.9% | +121.8% | -6.5% | -2.2% | -6.0% | -5.7% | -13.9% | -7.2% | -13.8% | -10.3% | -4.8% | -3.9% | -4.4% | +1.2% | +20.3% | -9.5% | -19.3% |
| YoY Change | — | — | — | — | +167.3% | +129.0% | +139.2% | +90.6% | -19.0% | -25.4% | -29.2% | -35.0% | -38.2% | -31.6% | -29.2% | -21.5% | -11.5% | +11.9% | +5.4% | -11.1% |
Range$502M – $1.34B
CAGR+0.9%
Avg YoY Growth+18.2%
Median YoY Growth-15.2%
Current Streak2 quarters decline
Unfunded lending commitments at Other Companies
Frequently Asked Questions
- What is Raymond James Financial's unfunded lending commitments?
- Raymond James Financial (RJF) reported unfunded lending commitments of $523M in Q1 2026.
- How has Raymond James Financial's unfunded lending commitments changed year-over-year?
- Raymond James Financial's unfunded lending commitments decreased by 11.1% year-over-year, from $588M to $523M.
- What is the long-term trend for Raymond James Financial's unfunded lending commitments?
- Over 5 years (2020 to 2025), Raymond James Financial's unfunded lending commitments has grown at a 6.1% compound annual growth rate (CAGR), from $532M to $716M.
- What does unfunded lending commitments mean?
- The total value of approved loans that clients have not yet borrowed.