U.S. Bancorp Total outstanding commitments increased by 2.5% to $839.79B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 6.0%, from $792.47B to $839.79B. Over 3 years (FY 2022 to FY 2025), Total outstanding commitments shows relatively stable performance with a 2.5% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
An increase indicates strong demand for credit and potential future loan growth, while a decrease may signal reduced customer demand or tighter lending standards.
This represents the total amount of legally binding credit commitments, such as lines of credit or unfunded loan commitm...
Standard metric for all commercial banks; peers report this as 'Unfunded Commitments'.
other_financing_receivable_outstanding_commitments| Q4 '22 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Value | $780.67B | $778.39B | $780.85B | $781.56B | $786.86B | $792.47B | $798.92B | $802.33B | $819.48B | $839.79B |
| QoQ Change | — | -0.3% | +0.3% | +0.1% | +0.7% | +0.7% | +0.8% | +0.4% | +2.1% | +2.5% |
| YoY Change | — | -0.3% | — | — | — | +1.8% | +2.3% | +2.7% | +4.1% | +6.0% |