What is Rocket Companies's irlcs upb, fixed rate?

Rocket Companies (RKT) reported irlcs upb, fixed rate of $16.82B in Q1 2026.

How has Rocket Companies's irlcs upb, fixed rate changed year-over-year?

Rocket Companies's irlcs upb, fixed rate increased by 32.1% year-over-year, from $12.73B to $16.82B.

What is the long-term trend for Rocket Companies's irlcs upb, fixed rate?

Over 5 years (2020 to 2025), Rocket Companies's irlcs upb, fixed rate has grown at a -25.5% compound annual growth rate (CAGR), from $53.74B to $12.33B.

Other

IRLCs UPB, fixed rate

Rocket Companies IRLCs UPB, fixed rate increased by 36.4% to $16.82B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 32.1%, from $12.73B to $16.82B. Over 5 years (FY 2020 to FY 2025), IRLCs UPB, fixed rate shows a downward trend with a -25.5% CAGR.

Analysis

StatementBalance Sheet Statement

SectionOther

First reportedQ4 2019

Last reportedQ1 2026

Metric ID: other_interest_rate_lock_commitments_unpaid_principal_ba_e9dc7e

Historical Data

20 periods

	Q2 '21	Q3 '21	Q4 '21	Q1 '22	Q2 '22	Q3 '22	Q4 '22	Q1 '23	Q2 '23	Q3 '23	Q4 '23	Q1 '24	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26
Value	$38.22B	$37.30B	$25.94B	$20.39B	$14.32B	$11.27B	$6.11B	$9.52B	$9.56B	$8.06B	$6.32B	$9.45B	$10.14B	$12.38B	$6.56B	$12.73B	$11.81B	$17.26B	$12.33B	$16.82B
QoQ Change	—	-2.4%	-30.5%	-21.4%	-29.8%	-21.3%	-45.8%	+55.8%	+0.5%	-15.7%	-21.7%	+49.6%	+7.3%	+22.1%	-47.0%	+94.0%	-7.2%	+46.2%	-28.6%	+36.4%
YoY Change	—	—	—	—	-62.5%	-69.8%	-76.5%	-53.3%	-33.2%	-28.4%	+3.4%	-0.7%	+6.0%	+53.5%	+3.9%	+34.7%	+16.5%	+39.4%	+87.9%	+32.1%

Range$6.11B – $38.22B

CAGR-15.9%

Avg YoY Growth-2.9%

Median YoY Growth+3.6%

Frequently Asked Questions

What is Rocket Companies's irlcs upb, fixed rate?: Rocket Companies (RKT) reported irlcs upb, fixed rate of $16.82B in Q1 2026.
How has Rocket Companies's irlcs upb, fixed rate changed year-over-year?: Rocket Companies's irlcs upb, fixed rate increased by 32.1% year-over-year, from $12.73B to $16.82B.
What is the long-term trend for Rocket Companies's irlcs upb, fixed rate?: Over 5 years (2020 to 2025), Rocket Companies's irlcs upb, fixed rate has grown at a -25.5% compound annual growth rate (CAGR), from $53.74B to $12.33B.