Income StatementBalance SheetCash FlowSegments
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Rocket Companies Balance Sheet Statement

Assets, liabilities, and shareholders' equity

Rocket Companies holds $59.4B in total assets. Shareholders' equity is $23.2B against $10.4B in total debt. Cash and equivalents total $3.0B. Based on the Q1 2026 filing.

Total Assets$59.4BTotal Stockholders Equity$23.2BLong Term Debt$10.4BCash And Equivalents$3.0B
Latest FilingQ1 2026
Report Date2026-05-12
Market Cap$40.4B
P/E Ratio250.40
ROE1.01%

Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Accounts payable$182.0M$291.5M$278.2M$297.5M$285.0M-$72.0M

Equity

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Additional paid-in capital$389.0M$403.8M$7.3B$8.8B$22.8B$22.8B
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding$0.0—$0.0$0.0$0.0$0.0
Retained earnings$313.0M$180.2M$178.5M$55.2M$124.0M$421.0M
Total liabilities and stockholders' equity$24.5B$25.3B$30.4B$33.6B$60.7B$59.4B
Total stockholders' equity$9.0B$8.6B$7.4B$8.9B$22.9B$23.2B

Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Cash and cash equivalents$1.3B$1.4B$5.1B$5.9B$2.9B$3.0B
Loans held for sale$9.0B$9.6B$11.2B$11.7B$15.5B$13.9B
Restricted cash$16.5M$20.0M$22.7M$21.0M—$286.0M

Non-Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Goodwill$1.1B———$10.6B$10.6B
Advance receivables, net of reserves and discount of $131 and $120, respectively$559.0M———$2.0B$1.6B
Other intangible assets—net$91.0M———$2.2B$2.1B
Loans subject to repurchase right from Ginnie Mae$2.8B$2.8B$2.5B$2.8B$5.1B$5.4B
Other Assets$1.6B$1.6B$1.9B$1.8B$2.5B$2.7B
Fair value of servicing rights$7.6B$7.4B$7.6B$7.4B$19.4B$19.4B
Accumulated depreciation$620.3M$623.1M$642.4M$668.7M$695.0M$726.0M
Property and equipment, net$214.0M$203.0M$193.8M$201.3M$260.0M$273.0M
Total assets$24.5B$25.3B$30.4B$33.6B$60.7B$59.4B

Non-Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Long-term debt————$10.4B$10.4B
Accounts payable, accrued expenses, and other liabilities (includes VIE balances of $159 and $183)————$4.2B$4.2B
Loans subject to repurchase right from Ginnie Mae$2.8B$2.8B$2.5B$2.8B$5.1B$5.4B
MSR and advance facilities$0.0———$3.8B—
Unsecured debt————$10.4B$10.4B
Secured Borrowings Cash Right to Reclaim$0.0$57.0M$110.6M$48.5M$238.0M$326.0M
Secured Debt$6.8B$7.6B$9.5B$10.5B$17.9B$15.9B
Total liabilities$15.5B$16.7B$22.9B$24.7B$613.0M$796.0M

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Reserves and discounts————$120.0M$131.0M
Margin cash collateral received from counterparties that was not offset against derivative assets$63.4M$188.0K$63.5M$8.5M$30.0M$157.0M
Margin cash collateral provided to counterparties that was not offset against derivative assets or liabilities$0.0$57.0M$110.6M$48.5M$238.0M$326.0M
Commodity derivatives$11.0M$84.7M$163.9M$65.2M$145.0M$360.0M
Derivative Instruments Not Designated As Hedging Instruments Asset At Fair Value$192.0M—$391.8M$329.6M$360.0M$734.0M
Excess spread financing, at fair value————$337.0M$328.0M
Excess spread financing UPB, fair value disclosure————$59.7B$58.2B
IRLCs UPB, variable rate$393.2M$910.0M$779.4M$1.3B$1.1B$3.1B
IRLCs UPB, fixed rate$6.6B$12.7B$11.8B$17.3B$12.3B$16.8B
Estimated litigation liability$4.5M$4.5M$0.0$0.0$74.0M$79.0M
Loan Representation And Warranty Reserve$100.0M$100.8M$98.1M$98.7M$129.0M$123.0M
Minimum adjusted net worth balance$625.0M$1.5B$1.5B$1.5B$1.5B$3.5B
Minimum risk based capital ratio, and capital leverage ratio6.0%6.0%6.0%6.0%6.0%6.0%
Minimum risk based capital ratio, servicing portfolio exceeds—$150.0B$150.0B$150.0B—$150.0B
MSRs financing, at fair value————$11.0M$14.0M
MSR related liabilities - nonrecourse, at fair value————$348.0M$342.0M
Fair value carrying amount, total loans$9.0B$9.6B$11.2B$11.7B$15.5B$13.9B
Preferred Stock, Par or Stated Value Per Share$0.00—$0.00$0.00$0.00$0.00
Preferred Stock, Shares Authorized500M—500M500M500M500M
Preferred Stock, Shares Issued0—0000
Preferred Stock, Shares Outstanding0—0000
UPB of mortgage loans serviced$525.5B$523.4B$537.5B$538.0B$1.3T$1.3T
Delinquent loans as a percentage of total portfolio (in percent)1.5%1.3%1.3%1.4%1.5%1.5%