Rocket Companies

RKT • NYSE • Stock Fundamentals

Rocket Companies is a Detroit-based fintech enterprise that operates a vertically integrated ecosystem focused on homeownership, real estate, and personal finance. The company leverages an AI-powered platform to provide a seamless digital experience across mortgage origination, loan servicing, home search, and financial wellness. Its core value proposition centers on simplifying complex financial transactions through its widely recognized Rocket brand and extensive data insights.

Market Cap$40.4B

Revenue TTM$8.5B

Net Income TTM$161.4M

P/E Ratio250.40

Net Margin1.89%

EPS TTM$-0.05

Free Cash Flow TTM-$1.4B

Employees14.7K

CEOVarun Krishna

CountryUnited States of America

Financial Services

Financial - Mortgages

SegmentsMortgage Finance, Fintech, Real Estate Services

Business ModelsB2C, B2B2C, Transaction-based, Service-based

Most Recent EarningsMay 7, 2026 · 9 days agoQ1 2026

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Next EarningsJul 30, 2026 · in 2 monthsAfter Market Close · Q2 2026

Income Statement Balance Sheet Cash Flow Segments

Financials

Based on Q1 2026 filing

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ROE1.01%

D/E44.9%

Total Debt$10.4B

Cash$3.0B

CapEx TTM$120.0M

Business Segments

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Direct to Consumer

primary

This segment focuses on providing mortgage and financial services directly to clients through digital platforms and mortgage bankers. It utilizes performance marketing and brand campaigns to drive engagement with the Rocket ecosystem.

Products

Rocket Mortgage, Rocket Money, Rocket Loans

Customers

Individual Homebuyers, Homeowners, Personal Loan Borrowers

Partner Network

major

This segment leverages relationships with independent mortgage professionals, financial institutions, and consumer-focused companies to extend the company's reach. It includes wholesale, premier enterprise, and correspondent channels to facilitate mortgage originations.

Products

Rocket Pro, Premier Enterprise Partner, Correspondent Lending

Customers

Independent Mortgage Professionals, Financial Institutions, Consumer-focused Enterprises

Segment Financials

Direct to Consumer — Other expenses

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Direct to Consumer — Marketing and advertising expenses

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Direct to Consumer — Interest Expense

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Partner Network — Interest Expense

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Partner Network — Marketing and advertising expenses

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Real Estate Partner Revenue — Revenue

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Business Overview

Competitive Position

Rocket is the nation's largest mortgage originator and servicer, distinguished by a high net client retention rate and a leading digital-first brand identity.

Geographies

United States, Canada

Customer Segments

Retail Consumers, Mortgage Brokers, Institutional Partners

Upstream Dependencies

Capital Markets, Warehouse Funding Facilities, Technology Infrastructure Providers, Credit Bureaus

Downstream Customers

Individual Homeowners, Real Estate Investors, GSEs (Fannie Mae, Freddie Mac), Ginnie Mae

Competitors & Partners

Competitors

Wells Fargo & Company

WFC

Large financial institution offering mortgage and banking services.

JPMorgan Chase

JPM

Large financial institution with significant mortgage operations.

SoFi Technologies, Inc.

SOFI

Fintech competitor in personal loans and digital financial services.

UWM Holdings

UWMC

Major competitor in the wholesale mortgage channel.

Similar Companies

Intercontinental Exchange

ICE

Truist Financial

TFC

Partners

Ginnie Mae

Government corporation that guarantees mortgage-backed securities.

Subsidiaries

Rocket Close

National title producer and settlement provider, formerly known as Amrock.

Rocket Money

Personal finance and financial wellness application.

Rocket Loans

Personal loan platform focusing on prime borrowers.