Non-Current Assets

Net Investment in Lease

Ralph Lauren Net Investment in Lease increased by 0.5% to $1.14B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 11.3%, from $1.02B to $1.14B. Over 4 years (FY 2021 to FY 2025), Net Investment in Lease shows a downward trend with a -4.9% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalContext dependent
VolatilityModerate
First reportedQ1 2021
Last reportedQ1 2026

How to read this metric

An increase indicates growth in the bank's leasing business, while a decrease suggests a contraction in this lending segment.

Detailed definition

This represents the present value of future lease payments receivable from lessees, plus the unguaranteed residual value...

Peer comparison

Common among diversified regional banks with strong commercial and industrial lending divisions.

Metric ID: net_investment_in_lease

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$1.18B$1.15B$1.13B$1.11B$1.05B$1.02B$1.07B$1.13B$1.11B$1.09B$1.08B$1.01B$1.02B$1.01B$1.02B$1.01B$1.09B$1.13B$1.14B
QoQ Change-2.7%-1.5%-1.8%-5.1%-3.6%+5.5%+5.7%-2.4%-1.7%-1.1%-5.8%+0.5%-0.5%+1.0%-1.1%+7.8%+3.9%+0.5%
YoY Change-10.7%-11.5%-5.2%+2.0%+4.9%+7.0%+0.3%-10.5%-7.9%-6.8%-4.9%-0.1%+7.1%+11.9%+11.3%
Range$1.01B$1.18B
CAGR-0.8%
Avg YoY Growth-0.9%
Median YoY Growth-0.1%
Current Streak3 quarters growth

Frequently Asked Questions

What is Ralph Lauren's net investment in lease?
Ralph Lauren (RL) reported net investment in lease of $1.14B in Q4 2025.
How has Ralph Lauren's net investment in lease changed year-over-year?
Ralph Lauren's net investment in lease increased by 11.3% year-over-year, from $1.02B to $1.14B.
What is the long-term trend for Ralph Lauren's net investment in lease?
Over 4 years (2021 to 2025), Ralph Lauren's net investment in lease has grown at a -4.9% compound annual growth rate (CAGR), from $1.24B to $1.01B.
What does net investment in lease mean?
The total amount owed to the bank by customers under lease agreements, adjusted for present value.