Shopify Payment for Acquisition, Loan, Held-for-Investment increased by 6.3% to $1.35B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 67.6%, from $805.00M to $1.35B. Over 3 years (FY 2022 to FY 2025), Payment for Acquisition, Loan, Held-for-Investment shows an upward trend with a 96.9% CAGR.
Higher outflows indicate aggressive loan portfolio growth, while lower outflows suggest a more conservative lending stance or reduced demand.
Represents the cash outflows associated with the origination or purchase of loans intended to be held in the company's i...
Standard line item for all commercial banks; reflects core lending strategy.
other_payments_to_acquire_loans_held_for_investment| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $131.50M | $131.50M | $131.50M | $131.50M | $465.25M | $465.25M | $465.25M | $465.25M | $575.00M | $710.00M | $844.00M | $877.00M | $805.00M | $944.00M | $996.00M | $1.27B | $1.35B |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +253.8% | +0.0% | +0.0% | +0.0% | +23.6% | +23.5% | +18.9% | +3.9% | -8.2% | +17.3% | +5.5% | +27.4% | +6.3% |
| YoY Change | — | — | — | — | +253.8% | +253.8% | +253.8% | +253.8% | +23.6% | +52.6% | +81.4% | +88.5% | +40.0% | +33.0% | +18.0% | +44.7% | +67.6% |