Investing

Payments to acquire finance receivables

Snap-on Payments to acquire finance receivables decreased by 7.1% to $218.40M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.2%, from $218.90M to $218.40M. Over 4 years (FY 2021 to FY 2025), Payments to acquire finance receivables shows relatively stable performance with a 1.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementCash Flow Statement
SectionInvesting
CategoryCapital Allocation
SignalLower is better
VolatilityModerate
First reportedQ1 2021
Last reportedQ1 2026Apr 23, 2026

How to read this metric

An increase suggests higher investment in customer financing or leasing, while a decrease may indicate a tightening of credit or a shift in financing strategy.

Detailed definition

Represents cash outflows associated with the acquisition or origination of finance receivables, often related to leasing...

Peer comparison

Common in industrial companies with captive finance arms or heavy equipment leasing models.

Metric ID: cat_payments_to_acquire_finance_receivables

Historical Data

21 periods
 Q1 '21Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$219.53M$219.53M$219.53M$219.53M$205.50M$264.10M$234.10M$252.10M$257.10M$279.20M$243.50M$249.20M$248.00M$256.20M$227.10M$234.70M$218.90M$243.50M$216.00M$235.20M$218.40M
QoQ Change+0.0%+0.0%+0.0%-6.4%+28.5%-11.4%+7.7%+2.0%+8.6%-12.8%+2.3%-0.5%+3.3%-11.4%+3.3%-6.7%+11.2%-11.3%+8.9%-7.1%
YoY Change-6.4%+20.3%+6.6%+14.8%+25.1%+5.7%+4.0%-1.2%-3.5%-8.2%-6.7%-5.8%-11.7%-5.0%-4.9%+0.2%-0.2%
Range$205.50M$279.20M
CAGR-0.1%
Avg YoY Growth+1.4%
Median YoY Growth-1.2%

Frequently Asked Questions

What is Snap-on's payments to acquire finance receivables?
Snap-on (SNA) reported payments to acquire finance receivables of $218.40M in Q1 2026.
How has Snap-on's payments to acquire finance receivables changed year-over-year?
Snap-on's payments to acquire finance receivables decreased by 0.2% year-over-year, from $218.90M to $218.40M.
What is the long-term trend for Snap-on's payments to acquire finance receivables?
Over 4 years (2021 to 2025), Snap-on's payments to acquire finance receivables has grown at a 1.0% compound annual growth rate (CAGR), from $878.10M to $913.60M.
What does payments to acquire finance receivables mean?
Cash spent to acquire or originate loans and lease receivables from customers.