Discontinued — last reported Q4 '25
Financing
Net change in deposits
SoFi Technologies, Inc. Net change in deposits decreased by 26.8% to $3.03B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 105.0%, from $1.48B to $3.03B. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementCash Flow Statement
SectionFinancing
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025
How to read this metric
An increase indicates strong funding growth and customer retention, while a decrease may signal liquidity pressure or competitive outflows.
Detailed definition
This metric measures the net increase or decrease in customer deposits held by the institution. Deposits serve as a crit...
Peer comparison
Essential for banks and credit card issuers with banking charters.
Metric ID:
net_change_in_depositsHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.00 | $0.00 | $0.00 | $961.83M | $1.53B | $2.36B | $2.29B | $2.75B | $2.64B | $2.90B | $2.94B | $2.90B | $1.40B | $1.36B | $1.30B | $1.48B | $2.29B | $3.33B | $4.15B | $3.03B |
| QoQ Change | — | — | — | — | +59.5% | +54.0% | -2.9% | +20.1% | -4.2% | +10.1% | +1.1% | -1.3% | -51.7% | -3.1% | -4.1% | +13.8% | +54.4% | +45.9% | +24.4% | -26.8% |
| YoY Change | — | — | — | — | — | — | — | +186.4% | +71.9% | +22.9% | +28.0% | +5.2% | -46.9% | -53.3% | -55.7% | -48.9% | +63.2% | +145.8% | +218.9% | +105.0% |
Range$0.00 – $4.15B
Avg YoY Growth+49.4%
Median YoY Growth+28.0%
Net change in deposits at Other Companies
Frequently Asked Questions
- What is SoFi Technologies, Inc.'s net change in deposits?
- SoFi Technologies, Inc. (SOFI) reported net change in deposits of $3.03B in Q1 2026.
- How has SoFi Technologies, Inc.'s net change in deposits changed year-over-year?
- SoFi Technologies, Inc.'s net change in deposits increased by 105.0% year-over-year, from $1.48B to $3.03B.
- What does net change in deposits mean?
- The net change in the amount of money customers have deposited with the bank.