Interchange — Total net revenue from contracts with customers
SoFi Technologies, Inc. Interchange — Total net revenue from contracts with customers decreased by 2.0% to $35.20M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 54.3%, from $22.81M to $35.20M. Over 4 years (FY 2021 to FY 2025), Interchange — Total net revenue from contracts with customers shows an upward trend with a 81.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates higher transaction volume or a larger base of active card users, signaling growth in the company's payment processing ecosystem. A decrease may suggest reduced consumer spending or a loss of market share in payment processing services.
Detailed definition
This metric represents the total net revenue generated from transaction processing fees earned when customers use paymen...
Peer comparison
Comparable to payment processing revenue or interchange fee income reported by other fintech companies, neobanks, and card issuers.
sofi_segment_interchange_total_net_revenue_from_contracts_with_customersHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.66M | $2.66M | $2.66M | $4.29M | $3.01M | $4.23M | $5.87M | $7.27M | $8.66M | $6.03M | $13.29M | $12.00M | $14.46M | $18.77M | $21.60M | $22.81M | $26.50M | $29.09M | $35.91M | $35.20M |
| QoQ Change | — | +0.0% | +0.0% | +61.1% | -29.8% | +40.5% | +39.0% | +23.8% | +19.2% | -30.4% | +120.4% | -9.7% | +20.5% | +29.8% | +15.1% | +5.6% | +16.2% | +9.8% | +23.5% | -2.0% |
| YoY Change | — | — | — | — | +13.0% | +58.8% | +120.7% | +69.6% | +188.1% | +42.7% | +126.2% | +65.1% | +66.9% | +211.3% | +62.6% | +90.1% | +83.3% | +55.0% | +66.3% | +54.3% |
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Frequently Asked Questions
- What is SoFi Technologies, Inc.'s interchange — total net revenue from contracts with customers?
- SoFi Technologies, Inc. (SOFI) reported interchange — total net revenue from contracts with customers of $35.20M in Q1 2026.
- How has SoFi Technologies, Inc.'s interchange — total net revenue from contracts with customers changed year-over-year?
- SoFi Technologies, Inc.'s interchange — total net revenue from contracts with customers increased by 54.3% year-over-year, from $22.81M to $35.20M.
- What is the long-term trend for SoFi Technologies, Inc.'s interchange — total net revenue from contracts with customers?
- Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s interchange — total net revenue from contracts with customers has grown at a 81.0% compound annual growth rate (CAGR), from $10.64M to $114.32M.
- What does interchange — total net revenue from contracts with customers mean?
- The total fees earned from processing electronic card transactions for customers and business partners.