Business Segments · Noninterest Income

Technology Platform — Noninterest Income

SoFi Technologies, Inc. Technology Platform — Noninterest Income decreased by 38.7% to $74.73M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 27.5%, from $103.01M to $74.73M. Over 4 years (FY 2021 to FY 2025), Technology Platform — Noninterest Income shows an upward trend with a 23.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ1 2019
Last reportedQ1 2026

How to read this metric

Higher values indicate strong demand for the platform's core processing and software services.

Detailed definition

Revenue generated by the technology platform segment from sources other than interest, such as transaction processing fe...

Peer comparison

Comparable to transaction-based revenue or service fee income in payment processing and fintech infrastructure companies.

Metric ID: sofi_segment_technology_platform_noninterest_income

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$45.33M$50.19M$53.30M$60.81M$83.90M$84.78M$85.65M$77.89M$87.62M$89.35M$95.97M$93.87M$94.88M$101.91M$102.36M$103.01M$109.57M$114.15M$121.98M$74.73M
QoQ Change+10.7%+6.2%+14.1%+38.0%+1.0%+1.0%-9.1%+12.5%+2.0%+7.4%-2.2%+1.1%+7.4%+0.4%+0.6%+6.4%+4.2%+6.9%-38.7%
YoY Change+85.1%+68.9%+60.7%+28.1%+4.4%+5.4%+12.0%+20.5%+8.3%+14.1%+6.7%+9.7%+15.5%+12.0%+19.2%-27.5%
Range$45.33M$121.98M
CAGR+11.1%
Avg YoY Growth+21.4%
Median YoY Growth+13.0%

Frequently Asked Questions

What is SoFi Technologies, Inc.'s technology platform — noninterest income?
SoFi Technologies, Inc. (SOFI) reported technology platform — noninterest income of $74.73M in Q1 2026.
How has SoFi Technologies, Inc.'s technology platform — noninterest income changed year-over-year?
SoFi Technologies, Inc.'s technology platform — noninterest income decreased by 27.5% year-over-year, from $103.01M to $74.73M.
What is the long-term trend for SoFi Technologies, Inc.'s technology platform — noninterest income?
Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s technology platform — noninterest income has grown at a 23.2% compound annual growth rate (CAGR), from $194.92M to $448.71M.
What does technology platform — noninterest income mean?
Fee-based revenue earned by the technology platform segment excluding interest income.