SoFi Technologies, Inc. Total noninterest income decreased by 0.1% to $407.38M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 49.2%, from $273.03M to $407.38M. Over 4 years (FY 2021 to FY 2025), Total noninterest income shows an upward trend with a 17.5% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
An increase suggests strong growth in fee-based services or higher transaction volumes, while a decrease may indicate weakening customer engagement or competitive pricing pressure.
This metric represents revenue generated from sources other than interest-bearing assets, such as card member fees, serv...
Common across credit card issuers and payment processors as a primary revenue driver.
total_noninterest_income| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $175.26M | $199.63M | $209.03M | $235.41M | $239.80M | $266.14M | $248.10M | $236.15M | $206.89M | $192.25M | $225.76M | $242.28M | $186.03M | $266.11M | $263.96M | $273.03M | $337.11M | $376.49M | $407.77M | $407.38M |
| QoQ Change | — | +13.9% | +4.7% | +12.6% | +1.9% | +11.0% | -6.8% | -4.8% | -12.4% | -7.1% | +17.4% | +7.3% | -23.2% | +43.0% | -0.8% | +3.4% | +23.5% | +11.7% | +8.3% | -0.1% |
| YoY Change | — | — | — | — | +36.8% | +33.3% | +18.7% | +0.3% | -13.7% | -27.8% | -9.0% | +2.6% | -10.1% | +38.4% | +16.9% | +12.7% | +81.2% | +41.5% | +54.5% | +49.2% |
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Financial Services | $36.90M | $84.17M | $96.18M | $129.92M | $169.21M | $215.96M | $248.93M | $200.80M |
| Lending | $61.49M | $79.98M | $72.59M | $52.75M | $70.84M | $65.41M | $53.92M | $142.19M |
| Technology Platform | $94.88M | $101.91M | $102.36M | $103.01M | $109.57M | $114.15M | $121.98M | $74.73M |
| Total | $186.03M | $266.11M | $263.96M | $273.03M | $337.11M | $376.49M | $407.77M | $407.38M |