SoFi Technologies, Inc. Technology Platform — Product Fulfillment Expense decreased by 55.9% to $2.53M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 81.9%, from $13.96M to $2.53M. Over 3 years (FY 2022 to FY 2025), Technology Platform — Product Fulfillment Expense shows an upward trend with a 9.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Rising costs relative to revenue may indicate scaling challenges or increased complexity in product delivery, while stable costs suggest efficient fulfillment processes.
Captures the costs directly associated with delivering and implementing technology platform products to end-users or ent...
Comparable to cost of goods sold (COGS) or implementation expenses in SaaS and platform-as-a-service businesses.
sofi_segment_technology_platform_product_fulfillment_expense| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $9.81M | $9.81M | $9.81M | $9.81M | $11.93M | $11.93M | $11.93M | $11.93M | $13.65M | $14.93M | $15.50M | $14.17M | $13.96M | $15.25M | $15.91M | $5.73M | $2.53M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +21.6% | +0.0% | +0.0% | +0.0% | +14.4% | +9.4% | +3.8% | -8.6% | -1.5% | +9.2% | +4.3% | -64.0% | -55.9% |
| YoY Change | — | — | — | — | +21.6% | +21.6% | +21.6% | +21.6% | +14.4% | +25.1% | +29.9% | +18.7% | +2.3% | +2.2% | +2.6% | -59.6% | -81.9% |