Business Segments · Product Fulfillment Expense

Technology Platform — Product Fulfillment Expense

SoFi Technologies, Inc. Technology Platform — Product Fulfillment Expense decreased by 55.9% to $2.53M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 81.9%, from $13.96M to $2.53M. Over 3 years (FY 2022 to FY 2025), Technology Platform — Product Fulfillment Expense shows an upward trend with a 9.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

Rising costs relative to revenue may indicate scaling challenges or increased complexity in product delivery, while stable costs suggest efficient fulfillment processes.

Detailed definition

Captures the costs directly associated with delivering and implementing technology platform products to end-users or ent...

Peer comparison

Comparable to cost of goods sold (COGS) or implementation expenses in SaaS and platform-as-a-service businesses.

Metric ID: sofi_segment_technology_platform_product_fulfillment_expense

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$9.81M$9.81M$9.81M$9.81M$11.93M$11.93M$11.93M$11.93M$13.65M$14.93M$15.50M$14.17M$13.96M$15.25M$15.91M$5.73M$2.53M
QoQ Change+0.0%+0.0%+0.0%+21.6%+0.0%+0.0%+0.0%+14.4%+9.4%+3.8%-8.6%-1.5%+9.2%+4.3%-64.0%-55.9%
YoY Change+21.6%+21.6%+21.6%+21.6%+14.4%+25.1%+29.9%+18.7%+2.3%+2.2%+2.6%-59.6%-81.9%
Range$2.53M$15.91M
CAGR-28.8%
Avg YoY Growth+3.1%
Median YoY Growth+18.7%
Current Streak2 quarters decline

Frequently Asked Questions

What is SoFi Technologies, Inc.'s technology platform — product fulfillment expense?
SoFi Technologies, Inc. (SOFI) reported technology platform — product fulfillment expense of $2.53M in Q1 2026.
How has SoFi Technologies, Inc.'s technology platform — product fulfillment expense changed year-over-year?
SoFi Technologies, Inc.'s technology platform — product fulfillment expense decreased by 81.9% year-over-year, from $13.96M to $2.53M.
What is the long-term trend for SoFi Technologies, Inc.'s technology platform — product fulfillment expense?
Over 3 years (2022 to 2025), SoFi Technologies, Inc.'s technology platform — product fulfillment expense has grown at a 9.0% compound annual growth rate (CAGR), from $39.24M to $50.85M.
What does technology platform — product fulfillment expense mean?
Expenses incurred to deliver and implement technology products for customers.