Net Interest Income
State Street Net Interest Income increased by 4.1% to $835.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 16.9%, from $714.00M to $835.00M. Over 4 years (FY 2021 to FY 2025), Net Interest Income shows an upward trend with a 11.6% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase typically signals effective balance sheet management, growth in the loan portfolio, or a favorable interest rate environment, while a decrease may indicate margin compression or a decline in earning assets.
Detailed definition
Net interest income represents the difference between the interest earned on interest-bearing assets, such as loans and...
Peer comparison
Peers in the regional banking sector typically report this as a primary revenue line item, with variations driven by the specific mix of commercial versus retail lending and the sensitivity of their deposit base to market interest rates.
net_interest_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $467.00M | $487.00M | $484.00M | $509.00M | $584.00M | $660.00M | $791.00M | $766.00M | $691.00M | $624.00M | $678.00M | $716.00M | $735.00M | $723.00M | $749.00M | $714.00M | $729.00M | $715.00M | $802.00M | $835.00M |
| QoQ Change | — | +4.3% | -0.6% | +5.2% | +14.7% | +13.0% | +19.8% | -3.2% | -9.8% | -9.7% | +8.7% | +5.6% | +2.7% | -1.6% | +3.6% | -4.7% | +2.1% | -1.9% | +12.2% | +4.1% |
| YoY Change | — | — | — | — | +25.1% | +35.5% | +63.4% | +50.5% | +18.3% | -5.5% | -14.3% | -6.5% | +6.4% | +15.9% | +10.5% | -0.3% | -0.8% | -1.1% | +7.1% | +16.9% |
Product Breakdown
| Segment | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 |
|---|---|---|---|---|---|---|---|---|
| Net interest income | $766.00M | $691.00M | $0.00 | -$1.46B | $0.00 | $735.00M | $0.00 | $0.00 |
| Total | $766.00M | $691.00M | $624.00M | $678.00M | $716.00M | $735.00M | $723.00M | $714.00M |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Investment Servicing | $730.00M | $716.00M | $742.00M | $709.00M | $726.00M | $711.00M | $799.00M | $832.00M |
| Investment Management | $5.00M | $7.00M | $7.00M | $5.00M | $3.00M | $4.00M | $3.00M | $3.00M |
| Total | $735.00M | $723.00M | $749.00M | $714.00M | $729.00M | $715.00M | $802.00M | $835.00M |
Net Interest Income at Other Companies
Frequently Asked Questions
- What is State Street's net interest income?
- State Street (STT) reported net interest income of $835.00M in Q1 2026.
- How has State Street's net interest income changed year-over-year?
- State Street's net interest income increased by 16.9% year-over-year, from $714.00M to $835.00M.
- What is the long-term trend for State Street's net interest income?
- Over 4 years (2021 to 2025), State Street's net interest income has grown at a 11.6% compound annual growth rate (CAGR), from $1.91B to $2.96B.
- What does net interest income mean?
- The profit a bank makes from the difference between the interest it earns on loans and the interest it pays on deposits.