Business Segments · Compensation and employee benefits

Consumer and Business Banking — Compensation and employee benefits

U.S. Bancorp Consumer and Business Banking — Compensation and employee benefits increased by 0.6% to $529.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 4.5%, from $554.00M to $529.00M. Over 3 years (FY 2022 to FY 2025), Consumer and Business Banking — Compensation and employee benefits shows relatively stable performance with a 1.1% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ4 2025

How to read this metric

Rising costs may indicate headcount growth or wage inflation, while declining costs may signal efficiency initiatives or restructuring.

Detailed definition

Represents the total personnel-related costs for the segment, including salaries, bonuses, and benefits. It is a primary...

Peer comparison

Standard operating expense category for all financial services firms.

Metric ID: usb_segment_consumer_and_business_banking_compensation_and_employee_benefits

Historical Data

16 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$510.25M$510.25M$510.25M$510.25M$576.25M$576.25M$576.25M$576.25M$558.00M$551.00M$558.00M$554.00M$526.00M$528.00M$526.00M$529.00M
QoQ Change+0.0%+0.0%+0.0%+12.9%+0.0%+0.0%+0.0%-3.2%-1.3%+1.3%-0.7%-5.1%+0.4%-0.4%+0.6%
YoY Change+12.9%+12.9%+12.9%+12.9%-3.2%-4.4%-3.2%-3.9%-5.7%-4.2%-5.7%-4.5%
Range$510.25M$576.25M
CAGR+1.0%
Avg YoY Growth+1.4%
Median YoY Growth-3.5%

Frequently Asked Questions

What is U.S. Bancorp's consumer and business banking — compensation and employee benefits?
U.S. Bancorp (USB) reported consumer and business banking — compensation and employee benefits of $529.00M in Q4 2025.
How has U.S. Bancorp's consumer and business banking — compensation and employee benefits changed year-over-year?
U.S. Bancorp's consumer and business banking — compensation and employee benefits decreased by 4.5% year-over-year, from $554.00M to $529.00M.
What is the long-term trend for U.S. Bancorp's consumer and business banking — compensation and employee benefits?
Over 3 years (2022 to 2025), U.S. Bancorp's consumer and business banking — compensation and employee benefits has grown at a 1.1% compound annual growth rate (CAGR), from $2.04B to $2.11B.
What does consumer and business banking — compensation and employee benefits mean?
The total cost of salaries, wages, and benefits for employees working in the consumer and business banking division.