Consumer and Business Banking — Net shared services
U.S. Bancorp Consumer and Business Banking — Net shared services decreased by 6.8% to $657.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 6.0%, from $699.00M to $657.00M. Over 3 years (FY 2022 to FY 2025), Consumer and Business Banking — Net shared services shows relatively stable performance with a 1.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
Changes reflect shifts in corporate cost allocation methodologies or changes in the scale of shared support services.
Detailed definition
Reflects the net allocation of costs for centralized corporate functions—such as IT, legal, and human resources—that sup...
Peer comparison
Standard for large, multi-segment banks; varies based on internal transfer pricing policies.
usb_segment_consumer_and_business_banking_net_shared_servicesHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $663.75M | $663.75M | $663.75M | $663.75M | $739.00M | $739.00M | $739.00M | $739.00M | $700.00M | $701.00M | $700.00M | $699.00M | $684.00M | $704.00M | $705.00M | $657.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +11.3% | +0.0% | +0.0% | +0.0% | -5.3% | +0.1% | -0.1% | -0.1% | -2.1% | +2.9% | +0.1% | -6.8% |
| YoY Change | — | — | — | — | +11.3% | +11.3% | +11.3% | +11.3% | -5.3% | -5.1% | -5.3% | -5.4% | -2.3% | +0.4% | +0.7% | -6.0% |
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Frequently Asked Questions
- What is U.S. Bancorp's consumer and business banking — net shared services?
- U.S. Bancorp (USB) reported consumer and business banking — net shared services of $657.00M in Q4 2025.
- How has U.S. Bancorp's consumer and business banking — net shared services changed year-over-year?
- U.S. Bancorp's consumer and business banking — net shared services decreased by 6.0% year-over-year, from $699.00M to $657.00M.
- What is the long-term trend for U.S. Bancorp's consumer and business banking — net shared services?
- Over 3 years (2022 to 2025), U.S. Bancorp's consumer and business banking — net shared services has grown at a 1.2% compound annual growth rate (CAGR), from $2.66B to $2.75B.
- What does consumer and business banking — net shared services mean?
- The portion of the bank's total corporate overhead costs allocated to the consumer and business banking division.