Business Segments · Noninterest-bearing deposits
Payment Services — Noninterest-bearing deposits
U.S. Bancorp Payment Services — Noninterest-bearing deposits decreased by 3.4% to $2.43B in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 8.5%, from $2.65B to $2.43B. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2014
Last reportedQ3 2025
How to read this metric
Higher levels indicate strong operational cash management relationships with clients and provide a low-cost funding base for the bank.
Detailed definition
Customer deposits held within the payment services segment that do not accrue interest for the depositor. These deposits...
Peer comparison
Comparable to 'Demand Deposits' or 'Non-interest bearing transaction accounts' at other commercial banks.
Metric ID:
usb_segment_payment_services_noninterest_bearing_depositsHistorical Data
13 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $852.50M | $852.50M | $852.50M | $852.50M | $3.18B | $3.18B | $2.80B | $2.79B | $2.71B | $2.65B | $2.68B | $2.51B | $2.43B |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +273.5% | -0.2% | -12.0% | -0.2% | -3.0% | -2.0% | +1.1% | -6.3% | -3.4% |
| YoY Change | — | — | — | — | +273.5% | +272.9% | +228.0% | -12.3% | -14.9% | -5.1% | -3.9% | -7.2% | -8.5% |
Range$852.50M – $3.18B
CAGR+41.7%
Avg YoY Growth+80.3%
Median YoY Growth-5.1%
Current Streak2 quarters decline
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Frequently Asked Questions
- What is U.S. Bancorp's payment services — noninterest-bearing deposits?
- U.S. Bancorp (USB) reported payment services — noninterest-bearing deposits of $2.43B in Q3 2025.
- How has U.S. Bancorp's payment services — noninterest-bearing deposits changed year-over-year?
- U.S. Bancorp's payment services — noninterest-bearing deposits decreased by 8.5% year-over-year, from $2.65B to $2.43B.
- What does payment services — noninterest-bearing deposits mean?
- Customer funds held in accounts that do not pay interest to the account holder.