Business Segments · Loss and Loss Expenses
Insurance — Loss and Loss Expenses
W.R. Berkley Insurance — Loss and Loss Expenses remained flat by 0.0% to $1.74B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 9.7%, from $1.58B to $1.74B. Over 4 years (FY 2021 to FY 2025), Insurance — Loss and Loss Expenses shows an upward trend with a 12.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityVolatile
First reportedQ1 2017
Last reportedQ4 2025
How to read this metric
Lower values relative to premiums earned indicate better underwriting discipline and profitability.
Detailed definition
This metric captures the total costs associated with claims incurred during the period, including both paid claims and c...
Peer comparison
Standard industry metric, often used to calculate the 'Loss Ratio'.
Metric ID:
wrb_segment_insurance_loss_and_loss_expensesHistorical Data
5 years
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $4.33B | $5.13B | $5.69B | $6.33B | $6.95B |
| YoY Change | — | +18.6% | +10.9% | +11.3% | +9.7% |
Range$4.33B – $6.95B
CAGR+12.6%
Avg YoY Growth+12.6%
Median YoY Growth+11.1%
Current Streak4+ years growth
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Frequently Asked Questions
- What is W.R. Berkley's insurance — loss and loss expenses?
- W.R. Berkley (WRB) reported insurance — loss and loss expenses of $1.74B in Q4 2025.
- How has W.R. Berkley's insurance — loss and loss expenses changed year-over-year?
- W.R. Berkley's insurance — loss and loss expenses increased by 9.7% year-over-year, from $1.58B to $1.74B.
- What is the long-term trend for W.R. Berkley's insurance — loss and loss expenses?
- Over 4 years (2021 to 2025), W.R. Berkley's insurance — loss and loss expenses has grown at a 12.6% compound annual growth rate (CAGR), from $4.33B to $6.95B.
- What does insurance — loss and loss expenses mean?
- The total cost of claims and the expenses to process them.