Business Segments · Losses and loss expenses
Segment Life — Losses and loss expenses
Chubb Segment Life — Losses and loss expenses increased by 3.2% to $32.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 23.1%, from $26.00M to $32.00M. Over 4 years (FY 2021 to FY 2025), Segment Life — Losses and loss expenses shows a downward trend with a -38.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025
Rolls up toMedical costs
How to read this metric
A decrease relative to premiums suggests improved underwriting discipline or favorable mortality/morbidity experience.
Detailed definition
Includes the costs associated with claims paid to policyholders and the associated expenses for adjusting those claims....
Peer comparison
Commonly reported as 'Benefits and Claims' or 'Losses and Loss Adjustment Expenses' by life insurance peers.
Metric ID:
cb_segment_life_insurance_losses_and_loss_expensesHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $185.00M | $179.00M | $178.00M | $154.00M | $148.00M | $135.00M | $60.00M | $32.00M | $35.00M | $20.00M | $27.00M | $32.00M | $22.00M | $32.00M | $26.00M | $26.00M | $20.00M | $31.00M | $32.00M |
| QoQ Change | — | -3.2% | -0.6% | -13.5% | -3.9% | -8.8% | -55.6% | -46.7% | +9.4% | -42.9% | +35.0% | +18.5% | -31.3% | +45.5% | -18.8% | +0.0% | -23.1% | +55.0% | +3.2% |
| YoY Change | — | — | — | — | -20.0% | -24.6% | -66.3% | -79.2% | -76.4% | -85.2% | -55.0% | +0.0% | -37.1% | +60.0% | -3.7% | -18.8% | -9.1% | -3.1% | +23.1% |
Range$20.00M – $185.00M
CAGR-32.3%
Avg YoY Growth-26.4%
Median YoY Growth-20.0%
Current Streak2 quarters growth
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Frequently Asked Questions
- What is Chubb's segment life — losses and loss expenses?
- Chubb (CB) reported segment life — losses and loss expenses of $32.00M in Q4 2025.
- How has Chubb's segment life — losses and loss expenses changed year-over-year?
- Chubb's segment life — losses and loss expenses increased by 23.1% year-over-year, from $26.00M to $32.00M.
- What is the long-term trend for Chubb's segment life — losses and loss expenses?
- Over 4 years (2021 to 2025), Chubb's segment life — losses and loss expenses has grown at a -38.0% compound annual growth rate (CAGR), from $740.00M to $109.00M.
- What does segment life — losses and loss expenses mean?
- The total costs incurred from settling insurance claims and the expenses related to managing those claims.