What is Ameris Bancorp's retail mortgage — goodwill?

Ameris Bancorp (ABCB) reported retail mortgage — goodwill of $0 in Q2 2026.

What does retail mortgage — goodwill mean?

This represents the intangible asset value recorded when the retail mortgage segment was acquired for a price exceeding the fair market value of its identifiable net assets. It reflects the premium paid for brand recognition, customer relationships, and market synergy within the mortgage business. Changes in this balance are monitored for potential impairment risks related to the segment's long-term performance.

Ameris Bancorp (ABCB) Retail Mortgage — Goodwill

Screener

Other segment segments

Banking Division

$951.15M0.0%

Premium Finance Division

$64.5M0.0%

Warehouse Lending

$0—

Similar metrics at other companies

FBKMortgage — Goodwill

$0—

CBANMortgage — Goodwill

$0—

RKTMortgage — Goodwill

$9.98B—

HTHMortgage Origination — Goodwill

$13.07M0.0%

ICEMortgage Technology — Goodwill

$17.61B0.0%

MVBFMortgage Banking — Goodwill

$0—

Other financials

Income statement

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Revenue$326.0M+8.4%

Net income$51.4M-53.2%

EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%

Total debt$50.7M-5.1%

Total equity$4.1B+4.4%

Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%

CapEx$8.6M+12.5%

Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.92B+28.5%

P/E15.7×+4.0×

P/S4.7×+0.7×

Profitability

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Net margin29.8%-3.9pp

FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 3:07 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0000351569-26-000143

(dollars in thousands)	Three Months Ended June 30, 2026 / Banking Division	Three Months Ended June 30, 2026 / Retail Mortgage Division	Three Months Ended June 30, 2026 / Warehouse Lending Division	Three Months Ended June 30, 2026 / Premium Finance Division	Total
Other expenses(1)	110,933	11,587	184	390	123,094
Total noninterest expense	203,465	35,067	718	3,464	242,714
Income before income tax expense	32,406	16,274	8,717	8,652	66,049
Income tax expense	7,538	3,417	1,831	1,817	14,603
Net income	$24,868	$12,857	$6,886	$6,835	$51,446
Total assets	$20,587,632	$4,508,490	$1,367,630	$2,025,091	$28,488,843
Goodwill	951,148	—	—	64,498	1,015,646
Other intangible assets, net	48,317	—	—	—	48,317

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's retail mortgage — goodwill?: Ameris Bancorp (ABCB) reported retail mortgage — goodwill of $0 in Q2 2026.
What does retail mortgage — goodwill mean?: This represents the intangible asset value recorded when the retail mortgage segment was acquired for a price exceeding the fair market value of its identifiable net assets. It reflects the premium paid for brand recognition, customer relationships, and market synergy within the mortgage business. Changes in this balance are monitored for potential impairment risks related to the segment's long-term performance.