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Ameris Bancorp ABCB Pre-Tax Income

Pre-Tax Income at other companies

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$13.7M+36.6%
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$22.94M+48.7%
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$204.49M+1,069%
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International BancsharesIBOC
$121.11M-3.9%
First Financial Bancorp logo
First Financial BancorpFFBC
$94.44M+7.5%

Segments

By segment

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Banking Division$32.41M-70.1%
Retail Mortgage$16.27M-17.4%
Warehouse Lending$8.72M+11.3%
Premium  Finance  Division$8.65M+25.1%

Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Litigation accrual82,53012182,6251,191
Other noninterest expenses15,84215,56030,49630,862
Total noninterest expense242,714155,260399,794306,294
Income before income tax expense66,049142,692206,774255,628
Income tax expense14,60332,85844,83657,859
Net income51,446109,834161,938197,769
Other comprehensive income (loss)
Net unrealized holding gains (losses) arising during period on debt securities available-for-sale, net of tax expense (benefit) of $(4,841), $2,392, $(8,015) and $7,612(14,985)7,544(24,773)23,233

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's pre-tax income?
Ameris Bancorp (ABCB) reported pre-tax income of $66.05M in Q2 2026.
How has Ameris Bancorp's pre-tax income changed year-over-year?
Ameris Bancorp's pre-tax income decreased by 53.7% year-over-year, from $142.69M to $66.05M.
What is the long-term trend for Ameris Bancorp's pre-tax income?
Over 4 years (2021 to 2025), Ameris Bancorp's pre-tax income has grown at a 1.8% compound annual growth rate (CAGR), from $496.11M to $533.76M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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