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Ameris Bancorp ABCB Interest Income

Interest Income at other companies

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Regions FinancialRF
$1.35B-1.9%
Amerant Bancorp logo
Amerant BancorpAMTB
$102.67M-15.2%
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Atlantic Union BanksharesAUB
$436.81M-4.8%
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International BancsharesIBOC
$172.71M-0.7%
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First Financial BancorpFFBC
$219.16M+8.8%
Origin Bancorp logo
Origin BancorpOBK
$121.86M+0.5%

Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest income
Interest and fees on loans$326,705$315,893$644,588$620,061
Interest on taxable securities30,21720,69655,69139,188
Interest on nontaxable securities383334757663
Interest on deposits in other banks8,27010,71516,31021,504
Total interest income365,575347,638717,346681,416
Interest expense
Interest on deposits98,995106,796195,222212,011

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's interest income?
Ameris Bancorp (ABCB) reported interest income of $326.71M in Q2 2026.
How has Ameris Bancorp's interest income changed year-over-year?
Ameris Bancorp's interest income increased by 3.4% year-over-year, from $315.89M to $326.71M.
What is the long-term trend for Ameris Bancorp's interest income?
Over 4 years (2021 to 2025), Ameris Bancorp's interest income has grown at a 17.0% compound annual growth rate (CAGR), from $676.09M to $1.27B.
What does interest income mean?
Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.

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