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Ameris Bancorp ABCB Total Interest Expense

Total Interest Expense at other companies

Colony Bankcorp logo
Colony BankcorpCBAN
$13.24M+13.8%
Regions Financial logo
Regions FinancialRF
$52M-32.5%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$9.95M-26.4%
First Financial Bancorp logo
First Financial BancorpFFBC
$6.3M+9.4%
Customers Bancorp logo
Customers BancorpCUBI
$130.3M-2.8%
Origin Bancorp logo
Origin BancorpOBK
$42M-16.3%

Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.89B+27.8%
P/E15.6×+3.9×
P/S4.7×+0.7×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest on deposits in other banks8,27010,71516,31021,504
Total interest income365,575347,638717,346681,416
Interest expense
Interest on deposits98,995106,796195,222212,011
Interest on other borrowings14,0969,02925,20415,753
Total interest expense113,091115,825220,426227,764
Net interest income252,484231,813496,920453,652
Provision for loan losses15,8943,11033,78919,629

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's total interest expense?
Ameris Bancorp (ABCB) reported total interest expense of $99M in Q2 2026.
How has Ameris Bancorp's total interest expense changed year-over-year?
Ameris Bancorp's total interest expense decreased by 7.3% year-over-year, from $106.8M to $99M.
What is the long-term trend for Ameris Bancorp's total interest expense?
Over 4 years (2021 to 2025), Ameris Bancorp's total interest expense has grown at a 108.7% compound annual growth rate (CAGR), from $22.36M to $424.18M.
What does total interest expense mean?
The aggregate cost incurred by a financial institution on all interest-bearing liabilities, including customer deposits and wholesale borrowings. This metric represents the primary cost of funds used to support the bank's lending and investment activities. Monitoring this helps assess the impact of interest rate environments on the bank's funding costs.

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