What is Arch Capital Group's casualty — year two?

Arch Capital Group (ACGL) reported casualty — year two of 8.2% in Q4 2025.

How has Arch Capital Group's casualty — year two changed year-over-year?

Arch Capital Group's casualty — year two decreased by 1.2% year-over-year, from 8.3% to 8.2%.

What does casualty — year two mean?

The loss development experience for the casualty segment during the second year following the initial underwriting year. This metric helps assess the speed and severity of claim reporting and settlement.

Arch Capital Group ACGL Casualty — Year Two

Other product segments

Property catastrophe

110.1%-34.6%

Property excluding property catastrophe

37%+2.2%

Specialty

28.2%-3.4%

Marine and aviation

24.3%-15.9%

Similar metrics at other companies

SPNTCasualty — Year 2

25.9%-2.6pp

GLRECasualty — Year 2

34%+0.2pp

EGCasualty Insurance — Year two

20.8%—

KNSLCasualty - occurrence — Historical Claims Duration, Year Two

6.7%0.0pp

SPNTCasualty — Year 1

17.8%-0.4pp

KNSLCasualty - claims made — Historical Claims Duration, Year Two

21%-1.4pp

Other financials

Income statement

See full

Revenue$4.5B-3.3%

Net income$1.0B+82.4%

EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%

Total debt$2.4B0.0%

Total equity$24.2B+12.3%

Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%

CapEx$8.0M-11.1%

Free cash flow$1.2B-18.6%

Valuation

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Market cap$34.08B0.0%

Enterprise value$34.7B-0.2%

P/E7×-2.1×

P/S1.7×-0.1×

Profitability

See full

Net margin24.6%+3.9pp

FCF margin29.6%-6.3pp

Returns & leverage

See full

Return on equity21.3%+2.9pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's casualty — year two?: Arch Capital Group (ACGL) reported casualty — year two of 8.2% in Q4 2025.
How has Arch Capital Group's casualty — year two changed year-over-year?: Arch Capital Group's casualty — year two decreased by 1.2% year-over-year, from 8.3% to 8.2%.
What does casualty — year two mean?: The loss development experience for the casualty segment during the second year following the initial underwriting year. This metric helps assess the speed and severity of claim reporting and settlement.