Business Segments · Year Nine
Mortgage — Year Nine
Arch Capital Group Mortgage — Year Nine increased by 40.0% to 0.7% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 40.0%, from 0.5% to 0.7%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2021
Last reportedQ4 2025
How to read this metric
An increase suggests adverse development in older policy years, potentially impacting long-term reserve adequacy.
Detailed definition
Represents the ninth year of development for a specific underwriting cohort within the mortgage insurance portfolio. It...
Peer comparison
Commonly reported in actuarial loss development triangles for mortgage and credit insurers.
Metric ID:
acgl_segment_mortgage_year_nineHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 0.1% | 0.1% | 0.2% | 0.5% | 0.7% |
| QoQ Change | — | +0.0% | +100.0% | +150.0% | +40.0% |
| YoY Change | — | +0.0% | +100.0% | +150.0% | +40.0% |
Range0.1% – 0.7%
CAGR+600.0%
Avg YoY Growth+72.5%
Median YoY Growth+70.0%
Current Streak4+ quarters growth
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Frequently Asked Questions
- What is Arch Capital Group's mortgage — year nine?
- Arch Capital Group (ACGL) reported mortgage — year nine of 0.7% in Q4 2025.
- How has Arch Capital Group's mortgage — year nine changed year-over-year?
- Arch Capital Group's mortgage — year nine increased by 40.0% year-over-year, from 0.5% to 0.7%.
- What does mortgage — year nine mean?
- The cumulative loss development status of mortgage insurance policies in their ninth year.