Business Segments · Year Three
Mortgage — Year Three
Arch Capital Group Mortgage — Year Three increased by 9.7% to 26.0% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 9.7%, from 23.7% to 26.0%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ4 2016
Last reportedQ4 2025
How to read this metric
Stable or declining loss ratios in year three suggest high-quality underwriting and favorable economic conditions.
Detailed definition
Represents the loss development or financial performance metrics for the third year of a mortgage insurance underwriting...
Peer comparison
Standard cohort-based underwriting analysis used by mortgage insurers.
Metric ID:
acgl_segment_mortgage_year_threeHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 25.3% | 23.8% | 24.2% | 23.7% | 26% |
| QoQ Change | — | -5.9% | +1.7% | -2.1% | +9.7% |
| YoY Change | — | -5.9% | +1.7% | -2.1% | +9.7% |
Range23.7% – 26%
CAGR+2.8%
Avg YoY Growth+0.8%
Median YoY Growth-0.2%
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Frequently Asked Questions
- What is Arch Capital Group's mortgage — year three?
- Arch Capital Group (ACGL) reported mortgage — year three of 26.0% in Q4 2025.
- How has Arch Capital Group's mortgage — year three changed year-over-year?
- Arch Capital Group's mortgage — year three increased by 9.7% year-over-year, from 23.7% to 26.0%.
- What does mortgage — year three mean?
- Performance data for mortgage insurance policies during their third year of coverage.