Products & Services · 3rd Year
Automobiles — 3rd Year
The Hartford Financial Services Group Automobiles — 3rd Year increased by 2.2% to 37.2% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 2.2%, from 36.4% to 37.2%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Stability in this metric suggests that the company's actuarial models are accurately predicting long-term claim costs.
Detailed definition
The cumulative loss development or claims experience for automobile insurance policies in their third year of coverage....
Peer comparison
Standard component of loss development triangles used by P&C insurers to assess reserve adequacy.
Metric ID:
hig_segment_automobiles_3rd_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 36.6% | 36.1% | 36% | 36.4% | 37.2% |
| QoQ Change | — | -1.4% | -0.3% | +1.1% | +2.2% |
| YoY Change | — | -1.4% | -0.3% | +1.1% | +2.2% |
Range36% – 37.2%
CAGR+1.6%
Avg YoY Growth+0.4%
Median YoY Growth+0.4%
Current Streak2 quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is The Hartford Financial Services Group's automobiles — 3rd year?
- The Hartford Financial Services Group (HIG) reported automobiles — 3rd year of 37.2% in Q4 2025.
- How has The Hartford Financial Services Group's automobiles — 3rd year changed year-over-year?
- The Hartford Financial Services Group's automobiles — 3rd year increased by 2.2% year-over-year, from 36.4% to 37.2%.
- What does automobiles — 3rd year mean?
- The claims performance of automobile insurance policies during their third year of coverage.