3rd Year

The Hartford Financial Services Group·Products & Services·12 segments·Rolls up to Percentage payout of incurred claims, year three

Breakdown

Segment	Q4 '21	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Automobiles	36.6%	36.1%	36%	36.4%	37.2%
Professional liability	18.7%	18.6%	18.1%	16.5%	15.9%
Marine	17.5%	17.5%	18%	16.8%	15.8%
Assumed Reinsurance	9.1%	9.9%	10.8%	14.2%	14.7%
Workers' Compensation	—	—	—	12.1%	12.2%
General Liability	14.2%	13.9%	12.7%	11.8%	12%
Surety Product Line	10.3%	12.3%	9.4%	11%	11.8%
Package Business	10.4%	10.3%	10%	9.6%	9.8%
Property Insurance	7.7%	7.4%	7.2%	9.5%	9.4%
Commercial automobile physical damage	-0.4%	-0.4%	-0.2%	-0.2%	0.4%
Personal automobile physical damage	-0.1%	-0.1%	0.1%	-0.4%	-0.2%
Total	—	—	—	—	—

Group Insurance PolicyView metric

Workers' CompensationView metric

General LiabilityView metric

Package BusinessView metric

Property InsuranceView metric

Commercial automobile physical damageView metric

Professional liabilityView metric

Surety Product LineView metric

Assumed ReinsuranceView metric

Personal automobile physical damageView metric